9 Matching Annotations
  1. Aug 2019
    1. Thereistalkofpoliticalcompromise,aswellasabipartisanbill[21],wherebytheRepublicansagreetoprovidefundingforthecost-sharingsubsidiesiftheDemocratsagreetoincreasestateflexibilitythrough“innovationwaivers”andproviderelieftosmallemployers.Suchcompromiseislikelytobedifficulttoachieve,withmanyRepublicansbalkingatincreasingthepricetagoftheACA,andmanyDemocratsbeingreluctanttosupportanypro-posalsthatallowinsurerstosellpoliciesinwhichthosewithpre-existingconditionsarechargedmore

      They created an innovation wavier to provide for smaller employees like 401k

    2. Lossofthecost-sharingsubsidiesalonemeansthatpremiumswillrisebyanestimated19%in2018,varyingfrom7%to38%bystate[17]–andbyfarmore(between35%and90%)overathree-yearperiod[18].Thisisontopofotherpremiumincreasesresultingfromhigherthananticipatedserviceutilization.(Pre-miumincreasesfromrepealoftheindividualmandatewillnotoccuruntil2019.)Whilethesizeofpremiumincreasesvariesagreatdealbystate,theyweresubstantialduringthe2018openenrollmentperiod(whichendedon15December2017inthefed-eralmarketplace)–anaverageincreaseof34%forSilverplans

      This is what the national conference came out with

    3. Regulationsgoverningsmallemployersthatgrouptogethertocreatetheirownplans(called“associationhealthplans”)wouldbemodifiedtopermitlesscomprehensivepolicies.Andthesaleofshort-termpolicieswouldbepermitted

      This would work perfectly for short term insurance that one would have to keep renewing

    4. (1)occasionallystatingthatitwouldnothavetheInternalRevenueServiceenforcethetaxpenaltiesforthosewhochoosetoremainuninsured–thisisrelevantto2018,whentheindividualmandateisstillinforce;(2)severelycuttingfundingforoutreachduringtheannualopenenrollmentperiod,aswellasthelengthoftheperiod;(3)providingnegativepublicstate-mentsabouttheACA;and(4)choosingnottofundtheso-called“cost-sharingsubsidies.

      So these are the effect of the trump administration when they remove Obama care

    5. Onewouldexpecttoseeanuptickinthenumberofunin-suredfortworeasons:(1)thefinancialpenaltyforbeinguninsuredwillberemovedbeginningin2019,and(2)premiumswillriseduetoadverseselection,byanestimated10%,althoughmostpeopleareprotectedthroughrisingfinancialsubsidies.EstimatesbytheCongressionalBudgetOfficeprojectthatby2027,fivemillionAmericanswouldloseindividualcoverage;

      Oh no if congress had full control over health care they would have to budget us. This would be bad for a lot of people get sick very often

    6. Second,somepeoplechoosetopaythepenaltyratherthanpurchaseinsurance;bothpenaltiesandenforcementofthemandatearefarmilderintheU.S.thaninGermany,theNetherlands,andSwitzerland,allofwhichrequirethatpeoplepur-chasecoverage

      They were really enforcing these policies

    7. 65populationhavealmosthalved,fromapeakof18.2%in2010to10.3%in2017(Fig.1).Researchershaveestimatedthataveragespendingofadults(pre-miumsplusoutofpocketcosts)fellby12%duringthefirsttwoyearsoffullimplementation–andbyover20%forthepoorandnear-poor

      This where they were expecting to expand medicare

    8. gramsenactedin1965:Medicareforseniors(laterextendedtothedisabled)andMedicaidforpoorerAmericans

      So I am assuming this is when the relieve they need to start making a change

    9. AffordableCareAct(ACA)–hasnotyetcometopass.

      AffordableCareAct(ACA) – has not yet come to pass.