- Mar 2015
Apple Pay is both more immediate and easier at this point.
I can validate that when you have your card replaced because of fraud, on the back end, Apply Pay will auto update your card information to the new card number; meaning the bad guys get your new card automatically. Unless the card company de-links your card from Apple Pay instances, your going to have a bad day. I was a victim. And this was validated by my card company and an Apple loss prevention specialist.