Covéa Life Limited

he cover amount shall be paid as a one-off lump sum payment.

You have a 30 day ‘cooling off’ period d

You can still cancel your policy at any time after the ‘cooling off’ period ends, but we won’t refund your premiums

you can change your mind. If you cancel your policy within this period, we will refund any premiums you have paid.

f at any time you don’t pay your premium when it is due, we will write to you to let you know and will allow you 30 days to pay the outstanding premium.

£100

Our Over 50s Whole of Life Product is not a savings or investment plan and it has no cash in or surrender value at any time

covered

You are covered regardless of what causes your death. So you are covered if you die of disease, natural causes, illness or anything else.

The level of cover amount you have chosen is set out in the policy schedule and will be fixed for the cover period

If you were to die after you have had the policy for three years or more we will pay the cover amount

If you die during the first three years other than as a result of accidental death we will not pay the cover amount but will pay out an amount equal to the premiums you have paid.

If you were to suffer an accidental death during the first three years of your policy we will pay the cover amount

premium

you need to pay

Your premium is fixed from the start date and we promise not to increase it.

80

50

On your 90th birthday you will no longer have to pay any further premiums but your cover will continue for the rest of your life.