The fact remains that cultures don't disappear and are only sometimes completely absorbed by other ones, even in our modern day times we as a society impose certain aspects of regular American life onto everyone. It's not fair to just assume that people will fall in line with the standards our culture holds itself to. Perhaps it's because African Americans have been imposed upon by our society longer than any other culture, that when terrible things happen like a weakened economy it is they "who are again being hardest hit". We drag them down with us only for them feel our losses the worst, and we expect them to be okay because they've already been struggling for so long. ("Homeownership Drop is Bad News, but Not for the Reason You Think", last paragraph)

It's rather interesting how so long ago, when you could argue that racism was probably at its highest, a town of people voted to give a whole plot of land to a group of former slaves for them to basically do whatever they want with it. This stands in stark contrast to the lack of homeownership explained in the article. Even though I'm sure not many former slaves actually owned homes, this story shows that when they did it was rather easy for them to make their homes and keep them up with little to no outside interference or people trying to take advantage of them or their money.

 "Homeownership Drop is Bad News, but Not for the Reason You Think", an article written by Dean Baker and posted on The New York Times website, offers some easily overlooked but influential insight into the modern issues with homeownership.  As it states, less and less people are owning homes nowadays with more choosing to either rent or, in the case of younger generations, staying with their parents. Homeownership is the lowest it's been in 50 years and the market is not really doing its best to promote growth. Anyone trying to actually buy a home must deal with the few people who are making money in the industry causing skyrocketing prices and barely sustainable financial turnovers for their home sales to make money towards their new home. Worst of all is the fact that a vast majority of people who purchase homes end up stuck financially when they have to move or get out of a house that's in a bad situation. 
 Where the article (in accordance with its title) turns is when it presents you with the facts that are hardest to swallow. The fact is the number one reason that people aren't owning less homes is because they have less money. Whether it's been this way or we are just simply now realizing it, in recent years people with low incomes are finding it near impossible to own their own homes. Now, speaking as a white man, making the connection between people with low incomes and the African American community is not one I try to highlight without the utmost sensitivity but that's precisely what the punch of the article contains. Unfortunately the African American community is suffering more than most in the aftermath of the housing crisis where the rate in homeownership has dropped the most, leaving most within the community unable to even make the choice between renting and owning.