she or he needs to have a very sober look at what one could do with those millions of dollars with living species
I don't think any individual is inherently obligated to put their spare wealth towards any particular cause - even morally, though I differentiate between "absolutely morally required" and "probably should because it would be morally better / right." That being said, this is definitely an important consideration for the independent donors mentioned, the people or organizations handing out grants, and the projects that take and use this money.
Ultimately, conservationists and de-extinction efforts have the same goals, yet they are at odds as if they are opposites. I don't think every exploration of de-extinction is a waste of time and money. But I also think that de-extinction projects could very well be spending their time and money to help bring back species that are extinct in the wild or functionally extinct - there are still living individuals or small populations, but there are too few to be able to reproduce naturally and effectively enough to sustain the species. I can't see any reason as to why a project would focus on reviving mammoths instead of growing the almost spent population of white rhinos - both "sides" would benefit and agree with such efforts.