extremely large

(of a benefit or sum of money) received or accumulated in regular or increasing amounts over time.

Here is a list of books recommended by William Bernstein in If You Can:

I Will Teach You To Be Rich by Ramit Sethi

The Simple Path To Wealth by JL Collins

The Little Book of Common Sense Investing by John Bogle

Winning the Loser's Game by Charles Ellis

The Bogleheads' Guide To Investing by Mel Lindauer, Taylor Larimore, and Michael LeBoeuf

A Random Walk Down Wall Street by Burton Malkiel

The Millionaire Next Door by Thomas Stanley

The Psychology of Money by Morgan Housel

The Index Card by Helaine Olen and Harold Pollack

How A Second Grader Beats Wall Street by Allan Roth

Just Keep Buying by Nick Maggiulli

The White Coat Investor by James Dahle

How To Make Your Money Last by Jane Bryant Quinn

Retire Before Mom and Dad by Rob Berger

The Five Years Before You Retire by Emily Guy Birken

How To Plan for the Perfect Retirement by Dana Anspach

Retirement Planning Guidebook by Wade Pfau

Retirement Planning for Dummies by Matthew Krantz

The New Retirement Savings Time Bomb by Ed Slott

failure to fulfil an obligation, especially to repay a loan or appear in a law court.

antithetical

"Pithily" is an adverb that describes a way of expressing something that is both concise and full of meaning or substance.

a medicine taken or given to counteract a particular poison.

在第一种状态中：能够首先关心对方的人，非常难得。

在第二种状态中：能够意识到这个无尽的计较，并且打破循环的人，更难得。

如果ta没有自省意识，确实会被童年生活定义。

None of these apply to me.

Made me think

太强了

In Alfred Adler's individual psychology, "the useful side of life" refers to actions and pursuits that contribute to personal growth, the common welfare, and a healthy community through meaningful goals and social interest. It involves mastering life's universal tasks—building friendships, establishing intimacy, and contributing to society—and is characterized by courage, cooperation, and empathy, leading to self-realization and a high quality of social life.

回避问题，对于暴露自己弱点的言行感到愤怒，不断强调自己更加优越…… 都是让自卑转向生活无用面的表现。-- 底层思维。（恶性循环）

而不是通过学习和改善自身超越自卑。（正向循环）

为何？

那么，当被发到一手比较差的牌，如何可以让自己有智慧与勇气？

为什么在四五岁前就可以形成？

情绪是否真的有目的性？

我不认为生命的意义是私人的有何不妥。参考亚当斯密：个人在经济生活中只考虑自己利益，受“看不见的手”驱使，即通过分工和市场的作用，可以达到国家富裕的目的。

利他主义

responsibility for a fault or wrong; blame

the direct opposite

a state of bitterness, hostility, and anger, often in words or manner, such as in a dispute or between people

https://investor.vanguard.com/investment-products/list/all?strategy=all_in_one&filters=open

Smart beta emphasizes capturing investment factors or market inefficiencies in a rules-based and transparent way. Smart beta strategies may use alternative weighting schemes such as volatility, liquidity, quality, value, size, and momentum.

Examples of Smart Beta ETFs include the iShares MSCI USA Momentum Factor ETF (MTUM) for high-momentum stocks, Invesco S&P 500 Equal Weight ETF (RSP) for balanced exposure, iShares Edge MSCI World Minimum Volatility ETF (MVOL) for reduced risk, and VanEck Morningstar Wide Moat ETF (MOAT) which focuses on companies with sustainable competitive advantages. These ETFs use specific rules-based strategies beyond traditional market-cap weighting to select underlying securities, aiming to increase returns, lower risk, or maximize dividends.

Examples of diversified, low-fee funds that track an index like the S&P 500 include Vanguard S&P 500 ETF (VOO), iShares Core S&P 500 ETF (IVV), and SPDR S&P 500 ETF Trust (SPY), as well as Vanguard 500 Index Fund Admiral Shares (VFIAX) and Fidelity 500 Index Fund (FXAIX). These are all forms of exchange-traded funds (ETFs) or mutual funds that aim to replicate the performance of the S&P 500 index by holding a broad selection of the 500 largest U.S. companies.

a person who helps another commit a crime.

What does this mean?

extreme unwillingness to spend money or use resources.

kill, destroy, or remove a large proportion of.

a pithy observation which contains a general truth.

the branch of mathematics dealing with the properties and manipulation of numbers.