I know both solutions would require him to wait a little bit which could be a little stressful if hes in a rush to do all of this stuff , i need to know if he has a job or is looking for one , i can find this out by just asking how did he plan on funding his family if he were to start one this year , the pros of waiting is he has a lot more time to think about if this is really who he wants to start a family with , how does he want his life to go after college , what does he want his family life to look at . I dont think there is any cons in being patient

The two right answers is to find a more reasonable time to start a family and focus on how will you fund the college and your family

Smaller more manageable pieces of the problem would be … 1: finding out how to fund the college he wants to attend , 2: trying to come up with a more reasonable range to start a family

The core issue is the lack of time … this makes it difficult to do both a family and college , a related issue is funding both a family and his career and trying to do everything within one year one definite solution to this is to be more realistic with his goals , i cant think of any metaphor