asks a question with an obvious answer, a question phrased in such a way that it pushes us to agree with the author without examining the real range of possibilities. This loaded question implies that there are only two options, one of them very bad.
I highly agree with this statement, as I have experienced it being used. some individuals rather win the argument by making a statement or question that baits the listener onto agreeing with the individual, it can be seen as a form of manipulation.