The FederalHousing Administration, moreover, had no hesitation about insuring mortgagesthat contained clauses barring future sales to non-white buyers, and it refused tochannel money into integrated neighborhoods. In some cases, the presence of asingle Black family led the agency to declare an entire block off-limits for federalmortgage insurance. Along with discriminatory practices by private banks andreal-estate companies, federal policy became a major factor in furtherentrenching housing segregation in the United States.
I heard about this very discriminatory tactic that the government and banks used in the past to prevent people of color from being able to get approved to buy a home or to be not allowed to move into good neighborhoods, that is insane and it's very sad, that's why we see that most of the properties are own by white communities.