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  1. Oct 2024
    1. Redlined areas are more segregated and have lower rates of economic mobility than neighboring communities. These areas were also more vulnerable to often-predatory subprime mortgage lending during the housing boom of the early 21st century and are predicted to be hit hardest by climate change in future decades. Crucially, these policies also seem to have increased and concentrated crime and incarceration.

      The legacy of redlining has created enduring inequalities that hinder economic mobility, increase vulnerability to predatory lending, and amplify the effects of climate change, particularly in marginalized communities. These systemic issues also contribute to higher rates of crime and incarceration. To help, individuals can advocate for policies that promote affordable housing, support community investment, and push for criminal justice reform. Additionally, I believe that educating oneself and others about these issues can foster greater awareness and solidarity. However, it's unfortunate that these things have to be advocated for in the first place.