For young people, beginning adult life with a high level of debt has several undesirable consequences. Debt is likely to delay marriage and having children, and make the purchase of a home more difficult. In a broader sense, graduates who land a job may have a steady flow of income while still experiencing economic insecurity (New York Times, 2022).
I think this shows how stressful it can be for young adults to start their lives with a large amount of debt. Even when someone graduates from college and gets a job, student loans and other expenses can make it difficult to save money or afford major life goals. I believe it is frustrating that people can work hard to earn a degree but still struggle financially afterward. Debt can also force people to delay important decisions, such as getting married, having children, or buying a home. In my opinion, education should help people create better opportunities for themselves without leaving them feeling financially overwhelmed for years.