45 Matching Annotations
  1. Last 7 days
    1. Emergency Savings Report found that almost 1 in 4 (24 percent) of U.S. adults don’t have emergency savings. At a time when fewer households have emergency savings to absorb unexpired costs, the financial ripple effect of a few hot-headed moments behind the wheel can last for years. The typical car insurance surcharge from accidents or moving violations lasts about three years. The other related costs can be more immediate and short-term, but add up fast.

      Builds up quick

    2. road rage and the violence that can follow is a complex issue influenced by everything from socioeconomic stress to state gun laws.

      Where is your proof and backing?

    3. Drivers used to milder summers may have felt this theory play out in real time in 2023, when five states with the highest road-rage-related shooting rates — New Mexico, Arizona, Tennessee, Colorado and Wisconsin — all experienced prolonged heat domes or record-breaking heat waves. For perspective, residents in Phoenix, Arizona, endured 31 days straight of temperatures over 110 degrees in the summer. And while some constantly hot states already have higher average auto insurance rates, it could be that states experiencing sudden heat spikes could be viewed as riskier by carriers in the future due to the volatility.

      I'd be fuming too if it was that hot. (literally)

    4. If you’re dehydrated, you can become dizzy and confused, which can impair your judgment and can also result in a slower reaction time. Glare and heat distortions can make it harder to see.”

      Hydration is CRUCIAL in day-to-day life for EVERYBODY.

    5. Rack up too many in a short period, and you could face a license suspension, compounding both the financial and personal fallout.

      THE ULTIMATE ROAD RAGE STARTER!!!

    6. A 19-year-old driver on their own policy pays an average of $5,903 per year for full coverage and 24-year-old drivers pay $3,711 per year. When you’re already paying that much for coverage, even a slight rate increase can make your premium unmanageable.  According to our Emergency Savings Report, Gen Z is the most likely generation to feel uneasy about their savings safety net. Thirty-six percent of Gen Z respondents report feeling very uncomfortable with their level of emergency savings, compared to 33 percent of Millennials.

      So payment has to do with this subconsciously?

    7. drivers between the ages of 19–24 reported participating in aggressive driving behavior more than any other age group,

      That targets my age range.

    8. Which is why this summer is hot. Too hot. Skin-scorching, makeup-melting, sweat-in-places-you-didn’t-know-you-could-sweat hot. And all this heat could be costing drivers more money.

      That makes sense

  2. Jan 2026
    1. A source is where information comes from. You get information from sources every day – from teachers, parents and friends to people you’ve never met on news sites, fan channels and social media. You probably have sources you trust and ones you don’t. But why?

      idk you're asking the wrong guy pal.

    1. , but rewriting the paragraphs in your own words will help you look less suspicious and will also teach you about what you’re writing about—and that can only benefit you if your teacher asks a follow-up question or puts some of the content on an upcoming test.

      that still rarely works.

    2. You could theoretically go chunk by chunk, asking the AI to create an intro, body paragraphs, and conclusion. You’ll still have to add in your citations manually, but it will give them to you.

      seems like you gotta do more work to cheat than just doing it properly

    1. Only one in five students tried the AI chatbot, and just 3% of tutoring sessions were AI-only. By comparison, 92% of sessions involved only human tutors, suggesting a strong student preference for human interaction. When asked about why the students preferred humans, they cited the value of human connection.

      For me, human connection helps me learn a lot easier as well.

    2. In an ideal world, AI could help close this gap by providing students with a tutor-like resource at home, available at any time.

      that would be very beneficial, but then we would be in a race for knowledge with technology even more than we are now.

    3. On one side are those who say that AI tools will never be able to replace the teaching offered by humans. On the other side are those who insist that access to AI-powered tutoring is better than no access to tutoring at all.

      very even duality of yin and yang

    4. added explicit AI-use guidelines to his syllabus as early as January 2023, permitting students to use the technology in all of his classes.

      thats risky

    1. It produces knowledge, but without necessarily deepening human understanding. We don’t really know how AI reaches its conclusions – even the programmers admit as much. Nor can we verify its reasoning against clear, objective criteria. So when we follow AI’s advice, we are not guided by reason. We are back in the realm of faith. In dubio pro machina: when in doubt, trust the machine – that may become our future guiding principle.

      We trust machines more than our instincts.

    2. people preferring to surrender their freedom in exchange for the reassuring certainty of subordination

      Many people seek guidance, and with AI being a near-perfect processor, humans rely on it to think for them.

    3. But artificial intelligence threatens to become our new “other” – a silent authority that guides our thoughts and actions. We are in danger of ceding the hard-won courage to think for ourselves – and this time, not to gods or kings, but to code.

      Our brains are shrinking; machines are doing the work for us

    4. Those who could rely on AI showed the lowest cognitive activity and struggled to accurately quote their work.

      Seems that laziness is taking over, reducing academic skills.

    5. In trying to understand natural phenomena – why volcanoes erupt, why the seasons change – humans looked to God for answers.

      Yes, many humans rely solely on the Holy Spirit's guidance.

    1. Swap the fountain pen for a digital tablet or a keyboard and you lose a fundamental way humans have successfully memorised facts for centuries.

      I understand the author is supporting the use of fountain pens greatly, but this passage stirs the pot, and ultimately can push the audience away if they prefer another pen instead.

    2. Often described as ‘digital amnesia’, this is our collective reliance on machines to do all our remembering and thinking.

      This right here is a great statement to demonstrate how our brains are shrinking. We are not meant for technology, and it suppresses us.

    3. There is no digital equivalent, any and all trace of the writer is transmuted through pixels, wifi signals and electrons until what you receive is just binary data reorganised and shuffled into cold text. There’s nothing to keep in a drawer, nothing to cherish.

      A digital approach latches onto some humanity and passion through data. It is cryptic, yet, this flows into society today

    4. But one thing is certain, the fountain pen isn’t going anywhere.

      This is a contradiction. In reality, we are adapting to technology, whether it is what we are intended for or not. The fountain pen is being used much less than traditional style pens now a-days and are outdated.

    5. A fountain pen has a physical connection to its user. Over time, the nib shifts to fit your writing style and the writer and the fountain pen become symbiotic. That will never happen with a keyboard.

      I used to use one. At first, it was sharp and harsh. Over time, it matched my fluidity in every stroke.

    1. This is cognitive triage rather than malice. AI already is doing many wonderful things for us, but it has massively diluted our ability to assess talent and verify authenticity. So gatekeepers everywhere are going to look for logos. In the near term, that will tilt the playing field further away from anyone who lacks status markers.

      we are being tested with AI videos even looking realistic

    1. but the communities most affected are often low-income areas that receive little economic benefit from data centers.

      It's going to send a lot of them bankrupt, without a second thought.