If you have a story that you believe has commercial value but you need assistance with the writing, you can hire a ghostwriter.
I've only been exposed to the use of ghost writers in the context of the music industry and can imagine the same need for such a service within the book publishing. I wonder if ghostwriters write their own public work? And since they have their own individual writing styles, and ghost-write for other authors, if people ever sense the similar writing styles when reading?