As employer-based health coverage grew (and were found to be excluded from an employee’staxable income), private plans began to set premiums based on their experiences with varioushealth costs.
I thought this was interesting because I never really considered how connecting health insurance to employment shaped our healthcare system. It makes me wonder why we became so dependent on employers to provide something as important as healthcare coverage. I also think this creates challenges for people who work part-time, change jobs frequently, or cannot work because of their health. It raises the question of whether employment should have such a large influence on someone's ability to receive affordable healthcare.