Chris, I let u handle this - what info u need to make decisions form her.

i think we decided not to do this

it's in form b, in the executed agreement! "The Platform Fee includes 500 new End User KYC completions per month. User Onboarding Fees for completions beyond 500 per month are billed per Schedule 3. User Application Fees apply to all KYC initiations per Schedule 3."

he knows we are thinking about launching in 2 phases, he saw that, didn't disagree

definitely should reform but this is not true actually, janice reviews, zsuzs is not pat of compliance anymore

nope, full-time

we could also think about other signals we saw Bridge utilizing: monitoring IP addresses, if suddenly there's a change, block the pmt for manual review

no, the implementation fee was paid, not the reserve!

All these tasks I believe belong to Laurence, not me

We should define this. Should be volume plus time base in my opinion.

Should it be min. 60days? and volume and txn number?

Should we consider other supporting signals?

E.g. how long FOMO user + FOMO volume/activity

I think the biggest - worst risk is new users signing up to FOMO just to abuse this ACH debit feature. We could definitely stop this. I'm not sure how to solve technically but could we create tags where fomo gives us info on a user per a frameowrk we create?

no, she is not, she is full time. but still, we should try to avoid manual decisioning

not reserve, FOMO paid the first part of the implementation fee