- Jan 2017
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chicagocrusader.com chicagocrusader.com
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Crowell, Charlene. America must equalize access to homeownership and its wealth opportunities. Crusador, 2016.
In this article, Crowell explains the importance of homeownership and its pivotal role in American families. Crowell's article uses analytical data to display the differences between various ethnic groups in regards to homeownerships. Crowell points out some of the issues that few groups in particular face when trying obtain loans to establish home ownership.
Crowell is aware of the disproportionate effects that foreclosures have had on Hispanic and Black households notably and gives insight on why and how it transpires. Crowell's article is very descriptive of the issues plaguing these two groups and its hindrance on future generations. The article includes detailed research and has also forewarned on how the current issues via considerable loans and homeownership can have negative effects in the future.
Essentially, both readings have a direct link to property and disposition towards certain ethnic groups. The primary reading looks into African influences in American architecture while the supplemental reading examines the difficulties among Hispanic and Black families receiving homeownership through cost-effective loans to further build wealth for future generations. The connection between the two readings is very apparent which is home/property and race.
The primary reading discloses hidden facts that were used to make major contributions to housing in the early 18th century through perhaps modern times. The supplemental reading delves into the detriments that two ethnic groups specifically, Blacks and Hispanics, are facing in modern times which is a deficiency in access and censorship to reasonable loans for housing and homes. The underlying connection between these two readings analyze previous African American benefactions towards American architecture and how home ownership for African Americans/Blacks and other minorities proves to be a difficult task.
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America must equalize access to homeownership and its wealth opportunities
The title implies that home ownership in America is not proportionate and does not allow for generational wealth, but this only affects minorities negatively.
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Few conventional mortgages, the most affordable and sustainable loans, were made to African-American and Latino consumers
This makes it difficult for minorities to build wealth through home ownership to pass down to future generations.
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“If the trends found here continue, few families will become homeowners, with implications for overall national wealth and for the health of the real estate market,” concluded the report.
This will further widen the gap between the middle class and the wealthy/rich and increase the poverty rate for minorities.
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Discriminatory government policies of the past prevented many Blacks and Latinos from building wealth via homeownership.
The statement gives reference to this issue occurring in the past due to prejudice reasons yet it is still an issue for the same ethnic groups, prejudice may still play a part in some cases however I think that there are more factors that go into this in modern times such as status and ancestry.
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www.histarch.illinois.edu www.histarch.illinois.edu
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Deetz, James. Digital image. The Plymouth Colony Archive. N.p., 2007. Web. 30 Jan. 2017.
Each new floor plan shows small transitions and expansions from the original; without the original would the expansion look the same?
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www.histarch.illinois.edu www.histarch.illinois.edu
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Piecing together black history on a local level is a fascinating and often frustrating process of assembling fragments to form a coherent whole.
This resonates with current times as well and African American history continues to be uncovered and leaves some to wonder what else hasn't been disclosed.
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terminus post quem
"terminus post quem" is a Latin phrase; the latest date is taken into account over an earlier date (Definition: Terminus Post Quem 1).
Definition: Terminus Post Quem. 1st ed. Smithsonian, 2017. Web. 25 Jan. 2017.
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HERE LIE THE GRAVES OF FOUR NEGRO SLAVES
I've never seen a modern day gravestone that classifies individuals as slaves or giving indication to race and then to further detail their contributions; why bother mentioning the contributions when status and race seems to be more important.
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Parting Ways
The title "Parting Ways" seems opposite only to the African culture/architectural background Howe, Turner, Goodwin, and Quatamy were able to preserve.
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