David Brady and colleagues have shown this to be empirically the case across29 rich democracies. The authors focused on four major risks of poverty—loweducation, single motherhood, young adults heading a household, and unem-ployment. They found that although the prevalence of these risks in the UnitedStates is actually below the average in other countries, the rate of poverty inthe United States is the highest. The reason is that “the penalties for risks inthe United States are the highest of the 29 countries. An individual with allfour risks has an extremely heightened probability of being poor in the UnitedStates.”