Ohio's balance sheet is $32.79 billion in the red ( https://www.statista.com/statistics/305339/ohio-state-debt/ ). That's a lot of debt to be setting up "savings accounts" with artificially inflated terms that can only worsen the problem it is supposedly intended to solve.

Since prices are high due and availability is low, their Keynesian solution is to flood the market with free money, which will cause even more demand, less availability, and even higher prices. Basic economics.

As long as you do business with their cronies, they won't steal as much from you, as long as you use the money the way they want you to for the benefit of their other cronies.

That money has to come from somewhere, since people in the program will supposedly be extorted less, this is apparently a scheme to fund a kickback to home buyers at the expense of people who can't afford to buy a home or already have one.