Then it automatically withdraws money you can safely save and deposits it in the Oportun account you specify—either the Oportun savings or retirement account. Funds from your Oportun accounts can be moved back to your linked account at any time.

Another simple way is to set up automatic deposits from your checking account into your savings account. Set the deposits to occur on the same day each month (like the day after your paycheck hits the account). This way, you’ll be saving a fixed amount of money regularly without even giving yourself the chance to use it for something else.