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  1. Jul 2025
    1. Does the introduction of financial incentives for a behavior have the power to form, change, reinforce, or undermine social norms?

      The other Lapinski article showed results that pointed to yes

    2. The model shows how strategic communication (framing) of social norms and incentives can shape the way people respond to incentives, minimizing unwanted outcomes and even enhancing the effectiveness of behavioral incentive payments.

      Framing can also have the opposite effect, however, making it one of if not the most important thing in experiments and published information such as this one

    1. If payment programs are introduced into a community where there is an existing norm for cooperation (but perhaps not at the level needed), the payment program must be sustained in order for the cooperative behavior to continue.

      We saw this to be true in some previous articles

    2. The findings for H2 show that the relationship between the initial cooperation level of participants and contribution behavior is moderated by the presence or absence of a financial incentive such that the presence of the financial incentive reduced the effects of the initial group cooperation level on donation behavior.

      This is good proof that incentives reduce people's abilities to think past the short term and act in what will be best for everyone, and instead just taking a lesser amount in the short term. Money warps peoples abilities to think clearly and make the best decisions

    3. An investment of one unit in the private account yields a return of one unit, and an investment in the public account yields a return of 1.6 units that is divided among the four players such that the individual investor in the public account gains a return of 0.4 from his own investment and also a return of 0.4 from other individuals' investments in the public account. In other words, contributing a token to the public account yields a private marginal return of 0.4 and a social marginal return of 1.6. This means that any given player has an incentive to free ride by investing only in the private account, but the best outcome for the group as a whole is for everyone to invest in the public account

      Not only does this provide a solid measure for selfish and selflessness, it also can give insight to who thinks more rationally and calculates out the best possible outcomes vs who just goes with the quick, easy way to make a moderate amount of money.

    4. In the two sorted treatments, participants were separated into groups based on their behavior in an initial “sorting” round

      This ensures that you will see a difference in those who were initially selfless or selfish, and be able to draw better conclusions as to how those personality types react. Super cool

    5. All treatments involved three phases, each consisting of six rounds of a standard PG game (the standard PG game is explained below). In the first phase, participants played a standard PG game without BPPs. In the second phase, the groups in the two incentive treatments received a BPP. In the final phase of all treatments, participants returned to playing the standard PG game without incentives.

      Very well designed so you see the effects of addition and removal of the incentive

    6. H1: The relationship between perceived descriptive norms and contribution behavior will be moderated by presence or absence of a financial incentive.H2: The relationship between participants' initial cooperation level and contribution behavior will be moderated by the presence or absence of a financial incentive.H3: Receiving a financial incentive in the past ameliorates the positive effects of descriptive norms on contribution behavior when the incentive is removed.

      We have looked at research for the third hypothesis, but the other 2 will provide new looks on the impact of financial incentives

    7. Group identity refers to feelings of affinity with one's social group and the desire to be connected to that group

      This is closely associated with cultural identity, which plays a large role in the acceptability of incentives and attitude towards money in general

    8. These perceptions are formed through observation of, and interpersonal communication about, behaviors.

      Another note not related to the research, but these perceptions are some of my favorite things to form and note how they change from group to group that i interact with

    9. Perceived norms have the potential to influence behaviors

      especially if the perceived norm is different from the collective norm, which could cause issues between people

    10. Does the introduction of financial incentives for a behavior have the power to form, change, reinforce, or undermine social norms?

      I would predict that it does

    11. Others require the entire group to act or else the behaviors of the individual will not result in benefits.

      These would be my prediction for what would facilitate the most participation since people dont want to let others down if they can help it, but the individual money could motivate them more to try and be better than everyone else

    12. and pay farmers to conserve or protect forests or water resources

      This is an interesting way to use incentives that I didnt think about before that doesnt apply just to humans, but also helps the environment. Maybe more people would be inclined to add costs to their insurance policies if the money was going to something that benefitted the planet and not only those in need?

    13. In particular, we undertake a public goods (PG) experiment in which subjects receive a temporary incentive to cooperate.

      I love reading about public goods experiment because in a sense, it incorporates the bystander effect by way of the freeloader problem. People not wanting to contribute to continue a good that they benefit from, and forcing them to weigh their value of that good against their desire to maintain their own personal wealth. Decisionmaking in this regard fascinates me

    14. This article addresses these issues; in particular, it undertakes a preliminary investigation of the effects of short-term monetary incentives on normative change and on peoples' behavior.

      Prefacing "short term" allows you to see how different people's ability to make decisions for the rest of their life can be clouded by instant gratification with shorter term incentives, another interesting topic to me

    15. Descriptive and injunctive social norms communicated among groups are known to influence behavior

      Before this even starts, I am very excited to read the rest because social norms and interactions between people is one of 2 aspects of psychology that I am very interested in learning about, especially when money is added in so you can see how different people react to different things

    1. Regardless of this, the sub-sample of validatedcarbon monoxide outputs provided at 3-month follow-up correlated very strongly with theself-report measures, supporting previous evidence that self-report measures are highlyaccurate for smokers who are not adolescents, high risk smokers, or medical patients

      This still seems to me like it would be easy to game and get around with no easy way to verify

    2. First, as thesmokers included in the present study were recruited from community-based stop smokingprograms and were prepared to quit smoking within the next 30-days, it is likely that thesesmokers were more motivated to quit smoking than smokers in the general population.

      A general first incentive could be offered to stop for a short time period before offering the self incentivized approach

    3. This ispotentially important because 68% of adults in England engage in two or more unhealthybehaviors, of which hazardous alcohol use and smoking are the most commonly clusteredbehaviors [49]

      I honestly find it hard to believe that 32% of the country believes they are entirely healthy; this seems like it could possibly be another faulty self report

    4. Given that self-incentivizing implementation intentions could be deployed tochange other behaviors, it would be valuable in further research to identify the optimalschedules of self-incentivizing among other populations and behaviors

      Self incentivizing feels like the strongest and most universally applicable way to instill change, so long as there is mediation from others like in this study to give a sense of support to those trying to quit. Betting on yourself makes you more inspired to hit your goal, and the bet you place is a good gauge of confidence that you think you can hit. It sets realistic expectations and reinforces the good behavior when it is hit, and appeals to humans natural sense of loss aversion.

    5. Contrary to predictions, there was no difference in smoking abstinence between self-incentivizing on a weekly versus a monthly basis, implying that self-incentivizing on amonthly basis is sufficient to change people’s behavior

      This might have issues when extrapolated over a longer period of time, however, and more research would need to be done to see if this works past just 6 months and can put a stop to smoking effectively for good

    6. Consistent with the analysis reported above, self-incentivizing worked equally well towardssmoking abstinence, regardless of whether participants incentivized themselves on a weeklyor monthly basis,

      contingent incentivizing seems to be the way to go for prolonged behaviors such as smoking and weight loss

    7. Biochemical verification (i.e., exhaledcarbon monoxide) was provided by 98.74% (157/159) of the sample at baseline and thiscorrelated perfectly with self-reported smoking abstinence,

      I still dont 100% understand how they can determine it so effectively, but they must be confident that they protect against lying and can prove it with the tests

    8. Additionally, using objective measures such as exhaled carbonmonoxide levels would only provide an accurate representation of smoking status over thelast 8 hours [35

      Unless Im missing something, they dont really have a protection against simply lying in the self report so I dont know about the validity of this, but the results seem to make sense

    9. Exhaled carbon monoxide outputs were available from the stop smokingpractitioners to verify the self-reported measures at baseline and 3-month follow-up.

      Ive never heard of these tests before, but I dont know how well they would work at a 3 month follow up. Im skeptical that they would work if you had a cigarette more than a few days before, and everywhere I look online says that they arent very effective past 2 days. This seems like it would be an easy system to game if you simply lie about your smoking in the self report, but I could be wrong

    10. Therefore, self-incentivizing on a weekly basis (also coinciding with attendance at stop smoking sessions),for example, should therefore be more effective than self-incentivizing on a monthly basis.

      More intervention and more scrutiny holds yourself accountable more

    11. “If I reach the end of the week and have not smoked at all, then I will reward myself by...”)

      This is similar to the contingency contracts where they bet on themselves that worked so well

    12. In fact, financial incentives are considered less acceptable to both UK and US populationsthan any other equally effective alternative

      I dont recall any of the articles talking about an alternative to the incentives, just if the incentives were acceptable. This could be something we could look at

    13. the rate ofquitting both in the UK and worldwide is decelerating

      By smoking, does it just mean cigarettes? Because in my personal experience, I havent seen nearly as many smokers now as I did in the last few years, but I see more e-cigarettes than anything. This could be an availability heuristic but I thought cigarette use was actually declining, but this could be different in the UK

    14. On average, 51% of smokers whoset a quit date during their first stop smoking session, committing to this quit date fromsession two successfully achieve and remain abstinent for at least 28-days

      The fact that only about half of smokers can follow through without smoking for a month is actually slightly higher than I thought, but still is a concerning look into how deadly addiction can be

    15. self-reported

      Not typically trustworthy especially for addicts trying to get money since they rationalize their behaviors, but if it is chemically verified then it should be trustworthy

    16. if they had not smoked at all by the end of: (a) theweek (N = 44), or (b) the month (N = 50). T

      Testing the resilience of the smokers to see if they can make it that long without smoking is also a way to test intrinsic motivation in a way, as you could ask at the end if they didnt break if they were more motivated by the money or by themselves

    1. Only a few patients described being distraught about the end of the intervention, indicating that they counted on it financially, or suggesting that they were only adherent because of the gift cards.

      Steps should be taken to ensure they dont become dependent on it, and the latter part of the sentence proves that intrinsic motivation can still decrease, but if a majority of the participants saw it increase, i would say its worth it

    2. Some staff and investigators reported that they, or the providers they worked with, felt obligated to schedule visits or lab work around the requirements for gift card eligibility rather than clinic availability, space, or patient needs, and some resented this.

      This is an issue that would need to be addressed, but if its worked through insurance, there should be ways to mediate it

    3. helped them meet their fiscal needs, and they described using the funds for necessities such as groceries, school supplies, bills, transportation, co-pays, or household and personal essentials

      This helps reimburse them because HIV clinics are not free and they have low income as is

    4. Some staff, however, noted a negative emotional consequence in that they felt the financial incentives created a sense of entitlement in a minority of patients who became aggressive or demanding about receiving their incentive. Most of the staff who described these negative experiences still seemed to have overall positive opinions about the financial incentive intervention. However, for a few staff, these experiences seemed to be central and negatively affected acceptability for them.

      There will always be patients like this, thats just how some people are. If there is still a majority of people feeling much better about themselves, then the system should be implemented so long as the entitlement doesnt get too out of hand

    5. Some investigators indicated that they appreciated these positive benefits so much that they would gladly implement a financial incentive intervention again in the future, whether or not financial incentives could improve viral suppression.

      It seems like its having a positive effect on the caregivers as well, which means its improving overall morale

    6. Three investigators noted that their attitudes regarding the financial incentive intervention had changed from skepticism in the beginning to very supportive over the course of the study.

      This is great in signaling that these programs can indeed provide hope when they need it most

    7. Nearly all patients, regardless of the number of gift cards they had received or their site, expressed an overall positive attitude regarding the financial incentive intervention.

      Very promising

    8. The majority of patients (76%) reported an annual income of less than $20,000

      An interesting correlation that most HIV patients are also low income, but it could just be due to bad sampling

    9. All but one investigator interviewed were physicians.

      Getting a viewpoint from someone who is there but isnt the actual people might help, as well as seeing how it affects the mental health of the people helping the HIV patients everyday

    10. focus group discussions were conducted with site staff

      These focus group discussions have to be a driving factor in the increased motivation I would imagine

    11. Financial incentives have been used, with varying degrees of success, to encourage uptake of a range of health-related behaviors [12], but remain an emerging area of research within the realm of HIV

      This is one area where incentives absolutely should be used in my opinion. HIV is an incurable disease as of right now, a diagnosis of which can cause many people to lose hope. If incentivizing treatment and getting support from others along with it keeps them motivated, then incentives should absolutely be implemented for this.

    12. Patients, investigators, and staff found the intervention highly acceptable, primarily due to the emotional benefits gained through giving or receiving the incentive. Feeling rewarded or cared for was a main value perceived by patients; this was closely tied to the financial benefit for some.

      I never considered the fact that the emotional reward and financial incentive could be tied together. This is an interesting example of the incentive having the opposite effect on intrinsic motivation than previously reported, as the gaining of money and support that comes with it actually improves their mood and gives hope to those in a dire situation. This is great proof that the best motivator is people, not money

    13. quarterly $70 gift card financial incentives to HIV-infected patients on antiretroviral therapy (ART) to encourage ART adherence and viral suppression

      Just saying 280$ would maybe seem like too much, but a quarterly 70$ gift card actually seems fair to me. This is a good example of how framing can change the perception of an issue

    1. However, a study of patient opinions regarding financial incentives demonstrated less favorable support for penalty-based incentives

      could be evidence that people dont necessarily agree with what they post, they were just overreacting and trying to be contrarian

    2. allowing individuals to post more overt and explicit comments

      A lot of times, however, this also means that they are more prone to posting overreactions that dont reflect true feelings

    3. Nevertheless, those negative views should be interpreted in the context in which the data were collected—in particular, the analysis of comments spontaneously written in response to newspaper reporting.

      Social media is a far more negative place than almost anywhere else you could collect data, as well as being more prone to overreactions

    4. Third, this study demonstrates a novel approach to understanding a range of public sentiments through the use of online postings

      Novel, sure, but the reliability and how representative it is makes me skeptical about its usage as a reference

    5. I’ve read a number of the comments posted here, and I think everyone seems to missing the point of the study and incentives. . . . I know firsthand how big of a problem non-adherence can be. The cost on the healthcare system is astounding (anywhere from $100-250 billion a year). Patients who do not take their medications, for whatever the reason may be, are costing the U.S. billions of dollars in associated costs because they usually become more sick or have emergent problems which means hospitalization.

      This is also a refreshing viewpoint not often brought up in the other articles from what I recall

    6. Even more comments (12%) reflected distrust of the health profession and/or the services it provides:

      I think this is probably a bit too far with the conspiracies as I dont think this is actually that big of a problem as they make it out to be

    7. If this government doesn’t stop coming up with stupid ideas for spending money, I’ll scream! . . . it is NOT their job to dictate individual lives or take care of stupid citizens that cannot take their medicine. . . . Get real! This country is about individual responsibility.

      General distrust for the government could put a stop to the incentive programs as well

    8. This is the problem when you have free medical care for all

      This comment is a big reason why I question the credibility of this; the USA is perhaps the country most famous for not having free medical care. Unless the articles took place somewhere else (which I doubt because it is published by an American newspaper), this makes it very hard to draw any conclusions from the opinions of people who cannot be bothered to check their facts first

    9. So theoretically this could mean that my premium will, in some form, be used to pay someone to take medications because they don’t have the willpower to do what they have to do on their own?

      This is a valid criticism I didnt see brought up in other articles and one of the stronger arguments against incentives

    10. What if patients were FINED each month for not taking their medication? Certainly the incentive would still be in place.

      This would start to border ethical issues in many ways

    11. Many readers recommended alternative incentives to promote healthy behaviors

      Across all the different studies, people seem to be very torn on what incentive is most acceptable

    12. Because the display name and location fields are open text boxes, readers who comment have varying degrees of anonymity.

      People are also more likely to act very different when hiding behind a screen in a comment section so it wouldnt be representative of the population

    13. Nevertheless, computer-mediated communication has been shown to provide emotional content similar to face-to-face communication along with enhanced sincerity and truthfulness of sentiments conveyed in online comments

      I dont think theres a chance this is still true today

    14. Despite the growing interest in the use of financial incentives to improve health behaviors, research in this area is limited

      Not anymore from what we have seen, there has been a wide variety of research done on it in the 15 years since this was released, meaning this could be outdated and possibly not trusted

    15. That article reported on a study in which patients participated in a daily lottery allowing them to win a monetary prize—received only if they took their warfarin the day before.

      We could also look at this article

    16. In fact, paying people to quit smoking has an effectiveness that compares favorably to a variety of pharmacologic approaches to nicotine addiction

      None of the studies we looked at had a comparison to other methods as far as i can remember, maybe we can look at this one

    17. 394 comments from their online audience. The authors systematically analyzed those online responses

      Analyzing a comment section doesnt seem like a very strong indicator of anything. 2010 is before the complete takeover of social media and the concept of social media trolls didnt really exist to my knowledge (or at least not with the prevalence that they exist today), but I wouldnt really trust social media comments to provide very accurate or relevant insight in many issues. Its far too easy to misinterpret open ended responses to things like that and not easy to tell who is being sarcastic and who isnt.

    18. However, paying people to improve their health touches on strongly held views about personal responsibility

      Ironically, not taking the incentive also could be interpreted as infringing on personal responsibility because you arent doing whatever it takes to improve your health and are refusing help

    1. proximity to the technology tends to diminish the credibility of experts with high-risk opinions

      Likely due to perceived knowledge being higher than actual knowledge

    2. When experts frame an issue in a way that challenges dominant media frames, as is the case with our wind turbines experiment, the public's perception of source credibility may be low and statistically indistinguishable, irrespective of the risk frame and cultural bias introduced by their worldview.

      Evidence that people dont like to go against what they already know and see both sides of an argument

    3. We also hypothesized that hierarchs trust experts with scientific credentials, independently of their association with high- or low-risk frames.

      Generally this is what I do, but with more discretion

    4. The conditioning role of prior attitudes on framing is particularly apparent on the issue of wind turbines

      People tend to distrust experts on an issue they arent as familiar with

    5. “negativity bias” in which negative information tends to be more trusted relative to positive messages

      modern media plays a role in this because a lot of what you see is negative, making everyone more cynical in general about the future and social issues

    6. Control for cell phone use relies on a question asking whether subjects are frequent (scored as 1) or infrequent (scored as 0) users of cellular telephones.

      Another element they could have added (but might already be incorporated into this) is social media usage. Nowadays, a lot of the news travels by social media and can be very misleading, so seeing how many people get their information this way could be helpful

    7. The scientific knowledge of the subject might also influence the perception of expert credibility.

      I think the thing that most influences it is perceived knowledge of the subject being lower than actual knowledge. This means youre misinformed to an extent and increases the chance that they wont trust them because they think they know everything

    8. Other controls include ideology, proximity to wind farms, cell phone use, levels of scientific knowledge, and perceptions of aggregate scientific opinion.

      All great things to monitor that could skew interpretation of information from outside sources

    9. Do egalitarians trust such an expert (that is, an expert associated with a plausible high-risk frame on wind turbines), as much as they trust experts invoking high-risk frames on the other issues?

      Probably not since they disagree with them on one thing, so they are more likely to disagree with him on everything else

    10. We further produced a treatment for wind energy that is largely inconsistent with the dominant discourse on renewable energy in Quebec

      If it isnt what theyre used to seeing or hearing about, they likely will reject it without heraing both sides of the story

    11. Indeed, the IPCC is an example of a highly stratified information bureaucracy—it is ordered, regulated by rules, and based on meritocratic membership—which fits neatly into the hierarch's view that society works best when authority is institutionalized and when decisions are made by authoritative experts with the best knowledge of a given problem.

      This would be most consistent with my archetype

    12. To

      This paragraph provides great insight into the minds of different types of people and ways to think about others and how they assess situations like this

    13. United Nations' Intergovernmental Panel on Climate Change (IPCC) argues that the Earth's temperature is increasing, and that such developments are driven predominantly by human activity (Intergovernmental Panel on Climatic Change

      This is an international organization, virtually impossible to have any bias against specific groups. It is full of the top scientists in the world on this specific issue with years and years of research. However, there are still people who will deny it and criticize the researchers because they saw another article that told them otherwise from a source that they know and "trust" rather than the smartest researchers in the world, no matter how flimsy their source is in comparison. While you shouldnt always just trust the people with the most information blindly, most people seem to do the opposite and dont trust them just because they go against what they hold as indisputable truth

    14. Information sources that frame risks in a manner that threatens a given orientation will be perceived as less credible among individuals who are predisposed to that particular worldview

      Information sources that frame risks at all instead of giving facts straight down the middle as they are shouldnt necessarily be trusted always either

    15. Rather, culture is conceptualized as an attribute of individuals, who share orientations in common with others, and who may also contest the cultural preferences of fellow members in their collectivity

      To me, cultural theory is more a product of the fact that youre more likely to interact with people of your own culture, and therefore more likely to share their viewpoints

    16. Under these conditions, individuals form their opinion on policy issues from the simple heuristics that are available to them. Expert framing of policy issues supplies such heuristics

      The most common heuristics are poorly framed headlines from a biased site that people use to fuel their confirmation bias and refuse to hear other sides, very detrimental to the country

    17. These framing effects are, however, moderated by their congruity with one's underlying political worldviews and the external media environment in which they are interpreted.

      Otherwise known as ignorance for hearing the other side of an issue

    18. In this article, we examine the roles of issue framing and worldviews1 in predicting perceptions of expert credibility

      This is good to understand in order to look past deceiving headlines made to generate clicks

    19. but also perceptions of expert credibility as wel

      A lot of the time, people tend to not like whoever disagrees with them without reading into it because they think they know everything

    20. When faced with new information from policy experts, individuals must first decide whether or not they believe the source to be credible.

      Sadly, a lot of people bypass this step and take anything they see as irrefutable truth as long as it fits their narrative

    21. rational citizens have little incentive to invest their limited time to learn about the entire range of complex issues they face.

      Contrarily, irrational citizens often try and do this, which leads to them knowing a little about everything and being overconfident in their knowledge, leading to the spread of misinformation

    22. administered to 1,507 adult residents of Quebec,

      This sample is much, much higher than most other studies we have looked at, so it hopefully yields more solid results

    1. Feeling rewarded or cared for was a main value perceived by patients; this was closely tied to the financial benefit for some.

      In my findings with the other articles that stated patients didnt like the idea of incentives because it would remove motivation and they felt the emotional reward was enough, I never really thought about this. The distribution of a reward, no matter what it is, can be seen as caring for people who may have lost hope. In more severe cases such as an incurable disease like HIV, emotional and financial benefits may be able to be combined into one, as any gift might make them feel supported in a time they need it. For vaccines, it is very different, of course.

    1. One key reason for null results may be that because incentives were only offered over two weeks, this may have been too short of a time frame to truly observe changes in, for example, controlled motivation.

      This is true, especially with physical activity. Most people wont show signs of improvement in health in this sort of thing for months, but that would likely be too expensive unfortunately

    2. Those in the FI conditions were less likely than those in the non-FI conditions to do some form of (at least) moderate physical activity while not wearing the pedometer.

      More evidence that this method improves their motivation and makes them want to exercise more overall

    3. Those in the MCC+FI condition achieved more steps than both control groups, and there was some evidence of superiority over MCC-only.

      This makes sense, theyre getting the most profit as long as they hit their goal. Loss aversion doesnt seem to affect them as much, possibly since theyre so motivated

    4. All interventions were well accepted by participants; retention was high; measures well adhered to

      This makes me think that everyone had high levels of intrinsic motivation and wanted to do it regardless, a promising sign

    5. Given those in the MCC+FI versus MCC-only condition were significantly more likely to deposit £15 versus £0

      This can be a cool experiment on how gambling works within the context of brain chemistry as well, seeing who bets what in which context

    6. Monetary contingency and financial incentive (MCC + FI).

      This is exacerbating the lottery system even further, and it may pay off more and be a more effective motivator since it incorporates loss aversion, but failure to meet this might ruin confidence even worse than condition 2

    7. Monetary contingency contract (MCC).

      This incorporates an element of the lottery systems discussed in other articles as well as being a good confidence gauge for the participants. This could be dangerous, however, as failure to meet a goal after putting a bet on yourself could ruin confidence and make them worse than they started

    8. Financial incentive (FI).

      This likely wont be as effective since other studies have shown that staggered distribution of the incentive and using a loss averse technique would yield higher results

    9. shopping vouchers

      Most of the articles have gone back and forth on whether vouchers or cash is better as a motivator, but for increased physical activity (which correlates with weight loss in most cases), if the vouchers are for healthy foods then this could increase the controlled motivation as discussed before

    10. lassified as having low/moderate levels of physical activity

      Self reports for these kinds of questionnaires make me a little skeptical sometimes because there isnt a real way to verify that they are telling the truth and could be skewing the results

    11. This was important because widespread acceptability of an (effective) intervention may maximise intervention effects

      We also saw in another article that some people wont accept an incentive program, no matter how effective, so I wonder what the ceiling is for acceptability of an incentive program

    12. quantitative and qualitative

      They are also doing both qualitative and quantitative measures just like the weight loss article, so I want to see if they get as drastically different responses between the 2 as the other article did

    13. Controlled motivation, by increasing the importance of the behaviour, may also lead to self-monitoring of behaviour which is highly associated with achieving behavioural goals

      The issue with most people in the US that I have noticed is that they dont have the amount of self control necessary for creating the controlled motivation, which leads to higher levels of inactivity

    14. MCCs introduce an aversive stimulus (the threat of losing money) which is removed upon the performance of the desired behaviour

      I think this would be the most effective motivator in terms of a financial incentive but some people are critics to the ethics of taking advantage of loss aversion

    15. Larger rewards and rewards (i) received only upon achieving a goal and (ii) in non-lottery-based structures, appear more effective

      More support for larger rewards

    16. Although public attitudes towards the use of FIs to change health behaviours are generally negative (especially compared to alternative interventions) (Promberger, Brown, Ashcroft, & Marteau, 2011), they are judged more acceptable when incentives are perceived as effective (Promberger, Dolan, & Marteau, 2012)

      Theyre citing articles that we also read, which is promising

    17. First, individuals offered FIs are likely those inherently low in intrinsic motivation (because they do not exercise regularly) and second, intrinsic motivation may not map strongly onto physical activity because, for example, individuals could exercise for less intrinsically motivating reasons (e.g., to improve appearance).

      I dont think either of these things were very touched upon in the piece we read about intrinsic motivation, especially the latter, so its good to see it discussed at least a little bit here

    18. Perhaps the most accessible way of buffering against inactivity related conditions is to increase walking; a 20% increase in steps-per-day may produce tangible health benefits

      In a country so dominated by cars and so spaced out with few walkable cities, this is easier said than done

    1. It is possible that although financial incentivesare considered a potentially worthwhile health promo-tion tool, among mid-older adults with private health in-surance in our study, improved health had a more intra-personal motivating value

      For mid older adults especially, they typically have a lot of money saved up or other assets so they may not need financial incentives. For the vaccine study, we may want to try different incentive types for different age groups, or allow some kind of choice

    2. Ex-ploring the acceptability and perceived usefulness ofdifferent types of financial incentives as part of formativeresearch is one way of gaining insight to which particu-lar (if any) financial incentives may be worth includingin a lifestyle intervention with this population.

      Some of the articles we already looked at covered this

    3. The appeal of peer supportseemed to stem from the potential of drawing motiv-ation from others who had shared a common experi-ence.

      I think this would be a much more effective motivator than financial incentives but maybe not for vaccines

    4. Specifically, being accountable to the pro-gram team and having someone monitoring their pro-gress would reinforce their commitment to make andsustain behaviour changes

      Peer pressure, for lack of a better term, is more effective as a motivator than anything in my opinion

    5. Overall, participants seemed to have a sense of pridein, and ownership of, their weight loss and the behav-ioural changes they had made during the 18-week pro-gram

      Very encouraging that they feel this way without the incentives

    6. health as an incentive, individual responsibility for healthbehaviour, program support, and peer support

      These are largely the same themes we see across other articles as well

    7. However, if financial incentiveswere to be used, participants favoured combiningthem with other means of ongoing support ratherthan in isolation.

      I predict that you could probably remove the financial incentive and use the peer support only and it would still be effective

    8. Participants believed that youngerpeople may be more likely to be motivated by moneythan mid-older people.

      Mid-older people, at least in the US, receive social security and have likely saved up enough money. Younger people are more likely to still be getting on their feet financially and would take money anyway they can

    9. improved health and wellbeing was regarded as the ultim-ate incentive for both initial weight loss and maintenancefollowing program completion.

      Its good that a lot of participants feel this way

    10. Discussion about financial incentives conveyed a generalfeeling of distrust and indignation at the prospect of be-ing offered a financial incentive.

      People dont want to feel like they are being monitored and want to have motivation to do it on their own; while most people wouldnt turn down the incentive, they dont want it to look or feel like theyre only doing it for the money

    11. Yeah, something to maintain what you’ve achievedthrough the program ... I do think you plateau. Youhave a really good experience and then it flattens offfor a while, and sometimes you probably need thatmotivation, I don’t know what it would be, to just getoff the plateau and go down to the next level, youknow. (Female, 69 years, female-only group).Conversely, a few participants expressed no desire forongoing support as they felt they had made sustainableand lifelong changes.I think if you prove that you’ve maintained yourseventy kilo weight and it hasn’t changed, you’re self-sustainable. I don’t need the group. I’ve changed mybehaviour so much that you know what, this is rocksolid. (Male, 65 years, male-only group).

      The difference between these 2 quotes is a showcase of someone with weak intrinsic motivation vs strong intrinsic motivation. It also is a good showcase that unless they are brought up, specific financial incentives arent what people want; they want support from others and confirmation that they are making a difference for themselves first and foremost

    12. Maintenance program impressions

      It seems like a lot of this section shows that they dont necessarily need the incentives and only think they are a good idea once the people in charge bring it up.

    13. one third (33.8%, n = 25) answered that $50 would beenough; and 25.7% (n = 19) that $200 or more would beneeded.

      This seems very high for people already in a program to help with weight loss. If they already are willing to do it, why do they need that much money in order to be convinced to continue doing it?

    14. The majority of these respondents (85.2%, n = 63) per-ceived that non-cash incentives would motivate weightloss maintenance.

      This is different from the findings of other studies where the actual people who would receive the incentives were mostly in favor of cash as an incentive

    15. Con-sistent with recruitment, the majority of Study Bparticipants were from the most advantaged socio-demographic areas, whereas Study A participants weremore evenly distributed across the different socio-demographic areas

      Why would they choose different distributions for the different experiments?

    16. who had completed the HWFL programin the year prior to November 2016

      Maybe there wouldnt have been enough people, but they probably should have taken the samples from the same time period. Widening the time that the sample is taken from could cause differences in the experience of the program if there was any changes to the methods, no matter how small

    17. The current study comprised participants who com-pleted the Healthy Weight for Life (HWFL) program

      After reading about it, I dont know off the top of my head if the USA has any programs that are similar to this one with a similar degree of effectiveness. They should take notes and try something like this to see if it is effective

    18. We used a partially mixed methods sequential designwhere qualitative data was dominant over quantitativedata

      For something as subjective and opinionated as this is, I would think this would be the best way to go about it. Adding the quantitative element to the experiment doesnt hurt, but I dont know how much it would add to the results

    19. There is a paucity of literature pertaining to the use offinancial incentives in Australian lifestyle interventionsinvolving mid-older adults

      Its always good to run the experiment just to make sure, but with a healthcare system that is essentially a combination of the US and UK's, I cant imagine that their responses would be too dissimilar from that of those 2 countries

    20. With increasing lifeexpectancy [20] and prevalence of non-communicabledisease among older Australian adults increasing

      This article is slightly outdated as Australias life expectancy did decrease in 2024 for the first time in many years, but their population pyramid is similar to that of the USA so comparisons can be made still

    1. Whilst we were able to identify some aspects of HPFI that influence acceptability, the exact nature of an ‘acceptable’ HPFI is not clear and appears to be context-specific.

      This makes sense, as acceptability is a very complex thing and not something with one definition. Different cultures will have very different viewpoints on this matter, so a cultural influence would be interesting to incorporate into this

    2. No attempt was made in any included papers to explore whether and how acceptability varied according to socio-demographic characteristics of members of the public.

      Some of the articles we read explored this a little bit, so we can use that information to come to a stronger conclusion

    3. Whilst quality appraisal was undertaken for the empirical papers, this was not possible for the scholarly writing as no relevant tool could be located.

      Judgement calls would likely take more than 3 scientists proofreading to ensure top shelf quality

    4. A lack of relevant data meant we were not able to come to any clear conclusions on whether acceptability varied according to the nature of the behaviour incentivised or the population rating acceptability.

      Based on some of the other articles which focused on effectiveness with acceptability, we could maybe come to a conclusion using information from both articles

    5. The potential for a perpetuating cycle of personal failure was also discussed. Lack of success in behaviour change, emphasised by failure to gain a reward, may lead to demotivation and even greater difficulty in future attempts at behaviour change.

      This is another valid concern as mental health issues can easily come from this tactic, so it is important to be careful with things like this and make sure everything is conducted in a respectful manner

    6. If the incentives motivate people in higher socioeconomic groups more than those in lower socioeconomic groups, however, they could exacerbate health inequalities.

      This is a somewhat valid concern, however if they were used on higher socioeconomic groups it is less likely they would accept the incentive. But this is likely one of the reasons the scientist focused heavier on lower socioeconomic groups

    7. Some authors argued that HPFI can encourage individuals to take responsibility for themselves, thereby promoting autonomy

      This is the opposite of what the article discussing intrinsic motivation thought would happen

    8. Some concern was raised with providing cash incentives to help control substance misuse as rewards could be used to fund the very behaviour it is designed to prevent

      That is my main concern with using cash instead of incentives

    9. If incentives have a place in smoking cessation, it is perhaps this group who might be seen as the most deserving.

      I dont know if deserving would be the word I would use, but if it really is the only way to prevent them from doing it, then I would agree

    10. One consistently mentioned issue is that the behavior will revert to baseline once reinforcers are no longer offered

      This is talking about the removal of intrinsic motivation

    11. In health promotion, the most frequent misuse of reinforcement occurs when it is applied to outcomes rather than behaviors

      This is the stem of the worry about its effect on intrinsic motivation

    12. Even with other health behaviors, Warner and Murt found that larger rewards had a greater impact than smaller ones, and repeated reinforcement was preferable to one-time incentives.

      This now makes 2 papers where larger incentives were better compared to 1 where smaller were better, but repeated reinforcement still is preferred

    13. Firstly, empirical research has found that many socio-economically disadvantaged individuals are not willing to accept government funded HPFI under any circumstances — although reasons for this have not been explored.

      Humans dont want to feel like theyre taking a handout since we naturally love to be independent. Stripping away any political issues revolving around vaccines and I think you would still see this issue for those not taking the vaccine

    14. Other authors argued that as the target recipients of HPFI are often vulnerable groups, who are most in need of financial resources, the choice to engage is rarely ‘voluntary’.

      This is where the ethical concerns stem from with incentives and another big reason that people think they should not be offered

    15. Some authors of included papers argued that if parties act voluntarily, the mutual benefits of HPFI make them acceptable.

      This viewpoint neglects the acceptability from those who are actually doling out the incentives: the policymakers. The value of the incentive is very crucial information that is overlooked with this perspective

    16. Table 3. Quality assessment of quantitative empirical papers.

      Not a single yes for reliable sources means they likely shouldnt be used and makes me worried about the rest of the sources if these are some that they chose

    17. Eighty one papers met the inclusion criteria: 22 empirical studies (Allan et al., 2012, Arterburn et al., 2008, Bonevski et al., 2011, Bonevski et al., 2012, Cameron and Ritter, 2007, Ducharme et al., 2010, Hoddinott et al., 2014, Kim et al., 2011, Long et al., 2008, Luyten et al., 2013, Lynagh et al., 2011, Mantzari et al., 2012, Meads et al., 2013, Meredith et al., 2011, Ni Mhurchu et al., 2011, Park et al., 2012, Parke et al., 2013, Promberger et al., 2011, Promberger et al., 2012, Raiff et al., 2013, Ritter and Cameron, 2007, Thomson et al., 2012) and 59 pieces of scholarly writing (see Fig. 1 and Table 1, Table 2) (Ashcroft, 2011, Ashcroft et al., 2008, Aveyard and Bauld, 2011, Axtell-Thompson, 2012, Blacksher, 2008, Blumenthal-Barby and Burroughs, 2012, Burry, 2006, Cawley, 2014, Cookson, 2008, Dreger, 2012, Donatelle et al., 2004, Grant, 2002, Grant, 2006, Goel, 2012, Halpern et al., 2009, Haveman, 2010, Higgins et al., 2012, Horwitz et al., 2013, Kennedy, 2012, Klein, 2012, Klein and Karlawish, 2010, Kowal, 2006, Lawson and Howard, 2012, Lesser and Puhl, 2014, Lewis, 2008, Loeppke, 2012, London et al., 2012, Lunze and Paasche-Orlow, 2013, Luyten et al., 2011, Madison et al., 2011, Malone and Jason, 1990, Marteau et al., 2009, Marteau et al., 2008, Meredith et al., 2014, O'Donnell, 2012, Oliver, 2009, Oliver, 2012, Oliver and Brown, 2012, Pearson and Lieber, 2009, Petry, 2010, Popay, 2008, Robison, 1998, Roozen, 2009, Schmidt, 2008, Schmidt, 2012, Schmidt et al., 2009a, Schmidt et al., 2009b, Schmidt et al., 2012, Serxner, 2013, Sindelar, 2008, Stephens, 2014, ten Have et al., 2013, Terry, 2013, Terry and Anderson, 2011, Voigt, 2012, Volpp and Galvin, 2014, Volpp et al., 2009, Volpp et al., 2011, Wu, 2012).

      We could look through here to see if any of them give us more pertinent information about vaccine incentives as well, though none of the information would be from after 2014, which could be an issue for a relatively nuanced issue

    18. he quality of empirical research papers using qualitative methods was assessed using a tool developed for this purpose

      Good that the quality of the papers isnt subjective, but there should still be some scrutiny from humans rather than simply relying on a formula

    19. After exclusion of duplicates, one researcher (ELG) screened titles and excluded those definitely not relevant. Next, the same researcher screened remaining titles and abstracts, again excluding those definitely not relevant. Finally, remaining full texts were screened by two researchers independently (ELG & JA) to identify those meeting the inclusion criteria. If in doubt, papers were retained at any stage for inspection by both reviewers, with disagreements resolved by discussion.

      This should exclude any faulty information from outdated articles

    20. Databases searched were: Medline (1946), Embase (1980), Web of Knowledge (1970), Cumulative Index to Nursing and Allied Health Literature (1981), PsycINFO (1806), Applied Social Science Index and Abstracts (1970), Sociological Abstracts (ProQuest, 1952), Scopus (1960), The Philosopher's Index (OVID, 1940), the Cochrane library (Issue 3), Social Science Citation Index (1970) and the International Bibliography for the Social Sciences (1951).

      Some of these dates could be worrying, as I personally find it hard to trust medical information from too far back based on some of the information you can find from back then. However, I assume they looked to find that the information from these articles was reliable and usable

    21. In the United Kingdom (UK), the current government has signalled their interest in using HPFI as part of their ‘nudge’ agenda

      This isnt consistent with the article we read, but different policymakers have different opinions

    22. In the United States of America (USA), the 2010 Affordable Care Act allowed employers to offer rewards, or impose penalties, for those meeting healthy behaviour targets such as quitting smoking

      Interesting to compare to policymakers in the UK who generally seemed opposed to offering incentives

    23. Although there was consensus that if financial incentives are effective and cost effective they are likely to be considered acceptable, a number of other factors also influenced acceptability.

      We saw this isnt always the case in a previously annotated article as there are usually some people that will reject the incentive system regardless of effectiveness

    24. Five themes were identified: fair exchange, design and delivery, effectiveness and cost-effectiveness, recipients, and impact on individuals and wider society.

      These are more themes than are typically explored in these articles

    1. Participants may have interpreted grocery vouchers for weight loss to have higher than stated effectiveness, and future studies should attempt to check for this by assessing perceived effectiveness.

      I dont necessarily know if it was due to perceived effectiveness or them being used as additional treatment. In my opinion and from what I thought based on my interactions with other people, it would be more due to the worry of what they would do with the money rather than having safe knowledge they would put it to good use. Money gives a lot more freedom to buy other unhealthy things rather than ensuring they would use it for good things. This would be my worry, at least

    2. the cost of standard treatment may otherwise be neglected compared to that of financial incentives.

      This seems to be the opposite of what we know from loss aversion, it proves that humans have a very "out of sight, out of mind" attitude towards many things

    3. On the other hand, acceptance might be higher if the standard vs. incentive effectiveness difference were presented in relative rather than absolute terms (“100% increase in effectiveness”).

      Question/treatment framing is one of my favorite tools to use in real life as well to elicit different responses from different people, I just find it very interesting and wanted to highlight it here

    4. As we described them, vouchers for “healthy groceries” may have been seen as instrumental for weight loss, and seen as a treatment rather than a reward.

      This is what I was trying to say with the framing of the treatments stated earlier

    5. The higher acceptability of incentives for weight loss may reflect different levels of “moralization” of the two behaviours, a process conferring moral significance to health-related behaviours

      It is interesting that there is such a vehement difference in the views of the 2 behaviors since both have a degree of fault of the person that exhibits the behavior and a degree of fault to genetics, but one is seen as a far worse evil than the other

    6. All incentives were more acceptable for weight loss than for smoking cessation.

      This suggests a harsher tone towards smokers than overweight people, an interesting glimpse into modern social contexts

    7. The acceptability of incentive-based treatments increases with effectiveness: most participants were willing to trade off their dislike of incentive treatments against effectiveness.

      The title of the article is apt; the attitude of many of the participants seems to be "if it works, just do it"

    8. Separate models including participants' overweight and smoking status and their interaction with incentive type show that both the very overweight and daily smokers are more in favour of incentive-based treatments than those who were never overweight or never smoked

      These could be people with low intrinsic motivation and just looking to game the system

    9. A further 21 (27%) consistently refused at least one incentive type for smoking cessation, most of them cash (14); 21 (21%) did so for weight loss, most of them luxury item vouchers (14).

      These are the people worried about incentivizing bad behavior

    10. About 400 participants were invited to Study 1 and were informed that recruitment would close at 80 participants. About 300 participants were invited to Study 2 and informed recruitment would close at 100 participants. Each study closed after about 48 h.

      Why narrow the crowd so much? Just so they wouldnt have to spend so much money on rewards for completion?

    11. We asked whether participants were overweight (never – formerly – slightly – very) and whether they smoked (never – have quit – not daily – daily).

      Self reports can be unreliable, especially for things like this where the answers could be subjective and people are prone to lying to make themselves appear and feel better

    12. The patient receivesThe patient receivesvouchers for healthy groceriesstandard medicationworth £50 per month for not smoking.worth £50 per month for stopping smoking.This intervention is proven to helpThis treatment is proven to help20 out of 100 treated.10 out of 100 treated.

      The question framing of these treatments are fascinating. Technically they are the same thing and both have roughly the same benefit since the money saved on buying cigarettes could be used to buy things on top of the 50$, but the word "healthy" in Treatment A might sway more people since it has a better connotation around it than Treatment B, as well as the statistic of helping more people

    13. £50 per month was the same for all choice pairs, and is an amount typical for such incentive programmes

      That seems like a lot of money and possibly too much to be acceptable for most policymakers/non beneficiaries, but any lower might not entice the participants enough

    14. To keep the number of choice pairs manageable, we dropped the incentive type of luxury item vouchers, as its effect was no different to cash in Studies 1 and 2.

      This is interesting to me, I would think that cash would be much more acceptable since they have the option to use it on non luxury items, though luxury item is a bit of a vague definition

    15. Design

      Also similar to others we have already looked at but focuses specifically on 2 of the more problematic behaviors, seems similarly structured and well laid out just like the others

    16. Methods

      Seems similar to how others have been conducted, the difference in sample size between the online and offline surveys could potentially skew results but it should be solid information nonetheless

    17. which used large incentives

      This is actually more interesting than it seems, as other works have shown that lower incentives showed a higher rate of acceptability/effectiveness

    18. there is currently less evidence regarding their effectiveness in weight loss programmes

      While not a direct comparison, a previous article found success in increasing gym attendance amongst participants, which can lead to weight loss. Weight loss was also seen one of the more acceptable things to incentivize in a previous article.

    19. incentives were more acceptable for weight loss than for smoking cessation

      This is likely due to a proportion of the people favoring weight loss viewing smokers as people who did it to themselves who should not get a reward for stopping something they shouldnt be doing in the first place, which is a common theme for all of these articles.

    1. the reward seems more likely to be seen as a welcome additional benefit for a behavior for which motivation already exists

      I have noticed this as well and often times, the incentive could just be used to kick the habit into gear and get them motivated to improve. If used in this sense, the incentive could be extremely helpful

    2. However, for most of these behaviors, the prominent conflict of interest is less between different persons and more between different outcomes within the person him- or herself.

      I have a very personal example of this as my grandma, who was a lifetime smoker, immediately quit when she was diagnosed with lung cancer with no incentive offered to my knowledge. The only incentive she had was her own personal motivation to beat the disease. Even after 60 years of smoking, she remained dedicated to quitting for the entire year and a half she fought.

    3. From a policy perspective, the motivating effect of a large enough incentive might be worth it, depending on how much beneficial behavior is gained.

      The worries of the policymakers we read about was that increasing the incentive also increases the chance of people gaming the system

    4. These behaviors are most likely primarily motivated by interest in the health benefits to oneself, but may additionally be motivated by considerations for benefits to others.

      The weighting of behaviors based on how they help you vs how they help others is so fascinating to me and helps discern different kinds of people, as well as being easy to change in some cases

    5. All three of the potential mechanisms suggested by Bowles (2008) for an undermining effect of incentives in addition to cognitive evaluation theory rely on this conflict of interest: framing of the decision as one where self-interest is the appropriate guiding principle; the incentive system shaping long-term narrowly self-interested preferences; the incentive conveying information, for example about lack of trust in employee work effort.

      I just think this concept is interesting

    6. behavior is not maximally self-interested

      More evidence of humans needing the acceptance of others, but the examples provided are different than this basic definition

    7. As far as we are aware, no studies in the context of cognitive evaluation theory involve behaviors that challenge impulse control in this way.

      Depending on the impulse being tested, I think an experiment like this would be fascinating to see, though it would arguably push some ethical boundaries

    8. An individual must trade these conflicting preferences off against each other when deciding what to do.

      Humans are inherently lazy and sadly most people pick the latter option, which leads to the shocking statistics you typically see in headlines revolving around health

    9. Rewards would be offered to individuals with low rather than high initial behavior levels

      Not a direct comparison, but similar to offering the financial incentives more frequently to low income rather than high income individuals

    10. One possible mechanism suggested by the authors is that money may have enabled the men to purchase risky sex and enabled the women to avoid selling it, which would imply the incentive to have changed, for both men and women, the means to follow through on pre-existing motivation.

      This is a very interesting insight to social dynamics and how economic differences can influence changes in behavior in a not often reported area of the world

    11. the incentivized groups lost more weight than the control group during incentivization, and at 7-month follow-up participants in the previously incentivized groups, unlike those in the control group, weighed less than at baseline.

      Though the evidence isnt technically conclusive enough, this seems like a pretty strong correlation to point that there could be something here

    12. The group receiving incentives did not differ in motivation from the group receiving no incentives up to 3 months after the incentives had stopped, hence there was no evidence in this study either that the incentives reduced motivation.

      Drug addicts are very stubborn and hard to change the mind of about their habits