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  1. Mar 2023
    1. Curlec supports payments in international currencies. You can create Invoices using any of these international currencies, using our APIs.

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      Given below is the workflow for accepting payments using Invoices APIs:

    1. 1. Can I raise invoices in international currency using Curlec Invoices? Yes, you can create invoices in any of the supported international currencies using the Curlec Dashboard or APIs.

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    1. International Currency Support You can create invoices in any of the supported international currencies from the Dashboard. You cannot add tax rates for invoices created using international currencies. If the invoice is created using any of the supported international currencies, it is recommended to create the Items in the corresponding currency. Change Currency While creating an invoice, click Change Currency to select from the supported international currencies. On selecting the required currency, the rate of all the line items in the current invoice will be reset to 0. Know more about List of supported international currencies.

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    1. International Currency Support You can receive payments in any of the supported international currencies from the Dashboard. Address Verification System If you are accepting international payments, you can use Curlec's Address Verification System (AVS). AVS verifies if a customer's billing address (postal code and the billing street address) matches the billing address on file with the card issuer. Based on the response from the issuer, Curlec will accept or cancel the transaction. This helps in the prevention of fraud in international payments. Know more about Address Verific

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    2. List of Supported Payment Methods Online Payment Customers can make online payments using Card, Netbanking, Wallet, or Pay Later options.

      hide this. card, FPX and wallet are only supported for curlec

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    1. Third-party Validation As per the SEBI guidelines, the customers must make transactions only from those bank accounts provided when they register with your business. You can comply with the SEBI guidelines for online payment collections by offering TPV integrations with major banks at the Checkout. Know more about third-party validation.

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    2. International Payments You can accept payments from your customers in more than 100 foreign currencies using our Payment Gateway and other products such as Payment Pages, Payment Button, Payment Links, and Invoices. Know more about international payments.

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    3. Offers Attract your customers and improve sales by providing discounts or cashback on your website or apps. Using Curlec Offers, you can have complete control of the discounts offered to your customers and restrict the payment methods on which the offers are applied. Know more about offers.

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    1. recurring optionalboolean Determines if you are accepting recurring (charge-at-will) payments on Checkout via instruments such as emandate, paper NACH and so on. Possible values: true: You are accepting recurring payments. false (default): You are not accepting recurring payments.

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    2. subscription_id optionalstring If you are accepting recurring payments using Curlec Checkout, you should pass the relevant subscription_id to the Checkout. Know more about Subscriptions on Checkout.subscription_card_change optionalboolean Permit or restrict customer from changing the card linked to the subscription. You can also do this from the hosted page. Possible values: true: Allow the customer to change the card from Checkout. false (default): Do not allow the customer to change the card from Checkout.

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    1. 4. Are there any charges for instant refunds? Yes. There is a small charge to issue instant refunds. Know more about refund fees. In the event where you opt for Instant Refund, the MDR fees and associated costs charged on the original transaction shall not be refunded. 5. What are the payment methods supported for instant refunds? You can issue instant refunds on payments accepted using Credit cards .

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    1. Instant Refund FeeWe charge a small fee to process instant refunds. If Instant Refund for a payment that is more than 6 months old is not supported, an error message is displayed on the Refund Payment pop-up. You will encounter the following error code and error message in the API response: Error Responsecopy{ "error": { "code": "BAD_REQ

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    1. Instant Refund In this mode, the speed attribute is set to optimum. Curlec attempts to initiate fund transfer using IMPS. The customer will receive the refunds instantly. If unsuccessful, Curlec processes the refund via the normal speed.

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    2. set the default refund speed at which to process refunds. You can also override the default refund speed.

      Set the default refund speed at which to process refunds. You can also override the default refund speed.

    1. Instant Refunds Curlec charges a small transaction fee to process Instant refunds. The fees is deducted directly from your account balance and reflects under the Refunds tab on the Curlec Dashboard. In cases where the Instant refund fails and the refund takes 5-7 working days, the levied fee is credited back to your balance. The fee break-up is shown in the end-of-the-month invoice generated by Curlec. View and download the details of fees charged in the Instant Refunds Reports from the Curlec Dashboard. For more details about pric

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    1. tlements, you can access your funds as and when you want. Normally, you would receive settlements according to your settlement cycle. Curlec Instant Settlements helps you reduce your settlement period from T+2 days (default settlement cycle) to a few minutes (from the time of the transaction), thus enabling your business to avoid cash-flow challenges and prepare better for working capital requirements. Know more about Instant Settlements. Feature RequestThis is an on-demand feature. Please raise a request with our Support team to get this feature activated on yo

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    1. Address Verification System If you are accepting international payments, you can use Curlec's Address Verification System (AVS). AVS verifies if a customer's billing address (postal code and the billing street address) matches the billing address on file with the card issuer. Based on the response from the issuer, Curlec will accept or cancel the transaction. This helps in the prevention of fraud in international payments. Know more about Address Verification System.

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    1. ew APIWebhook Events for Legacy APIpayment_link.paidinvoice.paidpayment_link.partially_paidinvoice.partially_paidpayment_link.expiredinvoice.expiredpayment_link.cancelledN/A

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    2. Handy TipsThis documentation applies to the new webhook events. If you have gone live after December 2020, you will, by default, be on the new version. If you have the old version of webhook events: Log in to the Curlec Dashboard. Navigate to Settings → Webhooks. Click on Documentation to access the Legacy webhook events.

      we can remove this for Curlec