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Razorpay will use these details to develop a better risk rules on Shield and the additional details will also be passed to Cybersource DM (third-party risk engine).

Razorpay has introduced a chargeback guarantee program on International cards, to make sure we are safeguarding our customers from fraud chargebacks. This will require you to provide us additional category-specific details in order for our (or our partner's) risk models to be able to detect risky transactions.

International

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The APIs connecting Network Participants to the Reconciliation Service Provider (RSP) serve as vital communication conduits within a digital commerce system. They simplify the reconciliation and settlement process, fostering accuracy and efficiency. These APIs enable buyers, sellers, and logistics providers to interact directly with the RSP to confirm, reconcile, and settle transactions smoothly. This communication is key to maintaining the health of the commerce network, overseeing fund transfers, and assuring all parties agree on transaction details and settlements.

{ "context": { "domain": "NTS10", "country": "IND", "city": "std:080", "action": "collector_recon", "core_version": "1.0.0", "bap_id": "abc.collectorapp.com", "bap_uri": "https://abc.collectorapp.com", "bpp_id": "abc.rsp.com", "bpp_uri": "https://abc.rsp.com", "transaction_id": "6baa811a-6cbe-4ad3-94e9-cbf96aaff343", "message_id": "6baa811a-6cbe-4ad3-94e9-cbf96aaff343", "timestamp": "2022-10-28T10:34:58.469Z", "ttl": "P3D" }, "message": { "orderbook": { "orders": [ { "id": "K106403902112759", "invoice_no": "2022/XYZ/12345-2", "collector_app_id": "abc.collectorapp.com", "receiver_app_id": "abc.receiverapp.com", "receiver_app_uri": "https://abc.receiverapp.com", "state": "Completed", "provider": { "name": { "name": "SABJI XPRESS PVT LTD - BANASWADI", "code": "18275-ONDC-1" }, "address": "NewDelhi" }, "payment": { "uri": "abcdd/fff", "tl_method": "http/get", "params": { "transaction_id": "3df395a9", "transaction_status": "PAID", (enum) "amount": "1234", "currency": "INR" }, "type": "ON-ORDER", "status": "PAID", "collected_by": "BAP", "@ondc/org/collected_by_status": "Assert", "@ondc/org/buyer_app_finder_fee_type": "Amount", "@ondc/org/buyer_app_finder_fee_amount": "1234", "@ondc/org/withholding_amount": "12345", "@ondc/org/withholding_amount_status": "Assert", "@ondc/org/return_window": "P6D", "@ondc/org/return_window_status": "Assert", "@ondc/org/settlement_basis": "Collection", "@ondc/org/settlement_basis_status": "Assert", "@ondc/org/settlement_window": "P10D", "@ondc/org/settlement_window_status": "Assert", "@ondc/org/settlement_details": [ { "settlement_counterparty": "buyer-app", "settlement_phase": "sale-amount", "settlement_amount": 1231, "settlement_type": "neft", (enum) "settlement_bank_account_no": "99679007677676", "settlement_ifsc_code": "HDFC900008", "upi_address": "sellerapp@upi", "bank_name": "HDFC", "branch_name": "Delhi", "beneficiary_name": "A to Z Printing Solutions Pvt. Ltd", "beneficiary_address": "Delhi", "settlement_status": "NOT-PAID", (enum) "settlement_reference": "K106403902112759", "settlement_timestamp": "2022-10-28T10:34:58.469Z" } ] }, "withholding_tax_gst": { "currency": "INR", "value": "-123" }, "withholding_tax_tds": { "currency": "INR", "value": "0673658" }, "deduction_by_collector": { "currency": "INR", "value": "234" }, "payerdetails": { "payer_name": "“Example1 company Pvt. Ltd", "payer_address": "Ghaziabad", "payer_account_no": 509424924294248, "payer_bank_code": "“HDFC0000000”", "payer_virtual_payment_address": "80abc@abctMh2h" }, "settlement_reason_code": "01", "created_at": "2022-10-28T10:34:58.472Z", "updated_at": "2022-10-28T10:34:58.472Z" } ] } }}

{"message": { "ack": { "status": "NACK" } }, "error": { "code": "01", "path": "string", "message": "error_code, error_message is mandatory incase settlement_status = ERROR along with the schema mismatch” },}

{"message": { "ack": { "status": "ACK", } },}

Acme sells premium quality and affordable home furnishing products

Razorpay is a trusted checkout partner and helps build a positive brand image. We provide e-commerce and D2C businesses with a Razorpay Trusted Business badge program, which helps build trust and boosts checkout conversion rates.

Magic Checkout provides e-commerce stores with a one-click checkout experience, allowing shoppers to complete their purchases quickly. It successfully lowered the cart abandonment rate of Acme and increased the conversion rate.

They present a vast selection of furnishings and decorative items, allowing customers to create their dream living spaces with just a few clicks.

Magic Checkout's mobile-optimized and seamless UI enables shoppers to complete purchases with ease, leading to a frictionless shopping experience. This improved Acme's conversion rate, leading to a massive bump in revenue.

This provides Acme's first-time users with a repeat-like and 5X faster checkout experience.

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