23 Matching Annotations
  1. Aug 2023
    1. highlights the dire financial circumstances of the poorest individuals, who resort to high-interest loans as a survival strategy. This phenomenon reflects the interplay between human decision-making and development policy. The decision to take such loans, driven by immediate needs, illustrates how cognitive biases and limited options impact choices. From a policy perspective, addressing this issue requires understanding these behavioral nuances and crafting interventions that provide sustainable alternatives, fostering financial inclusion and breaking the cycle of high-interest debt.

  2. Aug 2022
      • Flash loan is a type of unsecured lending that relies on the atomicity of blockchain transactions at the point of execution and adds dynamism to DeFi

      • Reentry attack " the DAO"

      • Arithmetic bug

  3. Jun 2022
    1. Loans in the crypto world tend to be overcollateralized, requiring users to put up more value in crypto than what they receive in a loan. Although this works reasonably well for users who have already accumulated capital and want to use that capital in a different format (i.e. borrowing fiat currency against their crypto holdings), it doesn’t work well for the more standard reason people take out loans: because they don’t already have the money they need. Needless to say in an ecosystem whose advocates like to promise will “bank the unbanked” and help the marginalized, this is a bit of a setback. The need for these overcollateralized loans again stems from a lack of indicators to a person’s trustworthiness like those that are used in traditional finance, such as credit scores or banking records. Overcollateralized crypto loans are also made even more necessary on some anonymity-preserving loan platforms that choose not to require know-your-customer (KYC), who otherwise would see an influx of anonymous users borrowing money and making off with it.

      A consequence of not being able to narrow down who is behind an address is that the risk of loaning that address money goes up. This is expressed in highly collaterized loans.

      The permissionless network lowers the barrier for entry for people around the world to get access to finance, but the lack of a barrier increases the risk for the one granting a loan.

  4. Mar 2022
  5. Mar 2021
    1. If you are a small business that just started, your requirements will be a lot different than those of big merchants. Then visit Loans Paradise for Small Business Loan in Hyderabad.

    2. Personal loans are one of the costliest loans in the market with relatively high interest rates. Get easy low interest personal loans in Hyderabad with Loans Paradise. Apply now

  6. Feb 2021
    1. Get home loans in Hyderabad and Bangalore against property to meet your emergency financial needs by using your property. Home loans for self construction, ready to occupy homes and home extension at Loans Paradise

    2. Take a Mortgage loans in Hyderabad with Piramal housing finance to enjoy the benefits of higher loan eligibility and lower interest rates. You can enjoy living in the comfort and magnificence of your own house by taking a home loan in Hyderabad

    3. Business loans in Hyderabad is a debt instrument used specifically for business finance like funding the expansion of your business, purchasing long-term assets for the business, or meeting the working capital requirements. It has to be repaid according to certain agreed upon terms and conditions.

    1. Loans Paradise make sure you can easily get personal loans with some simple documents and without any difficulty. Apply Personal Loans in hyderabad in Hyderabad, Bangalore, Amaravathi at Best Interest Rates

  7. Jul 2020
    1. If they offer it, it must be based on a relationship of trust no ? Would that be a good indicator of good values on the part of the lender ?

  8. Aug 2019
    1. Construction businesses need working capital to bridge the gap between cash payables and cash receivables. SMB Compass offers construction business loans to contractors in the United States. One of our reliable lending advisors will help you find the best construction business loan specific to your needs.

      Construction business loans options for small business owners.

  9. Sep 2018
    1. Apply for an Bad credit Payday Loans near me within seconds. Easy, paperless no credit check application process. Fill out our short & secure bad credit loan application form - Get Started Now.

  10. May 2018
    1. However, although these sub-optimal choices are less prevalent among our sample, once again, they are disproportionately made by those who hold student loans and work the most. Indeed, one can easily conceive of a negative cycle wherein the need to work more hours in order to pay for tuition and textbooks necessitates taking fewer courses, an outcome that delays graduation and requires taking on more student loan debt. Alternatively, cash-strapped students might elect to do without one or more required textbooks. However, in this scenario it would not be surprising for them to perform more poorly (as was reported by nearly a third of respondents in the present study), an outcome that might necessitate repeating a course, once again resulting in a delayed graduation and the accumulation of more student loan debt.
    1. Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a payday loan is an excellent solution for short-term cash flow problems. instant online Payday loans Wichita KS will provide you with cash now, so you can set your worries aside.

  11. Apr 2018
    1. Payday loans Dayton Ohio are helpful in getting instant cash to fulfill your emergency

      Getting Instant Payday Loans becomes very easy now. Just fill the application and submit your information. Get instant approval Payday Loans Ohio within 1 hour after applying.

  12. Jan 2018
    1. Bad Credit Accepted Payday Loans Toledo Ohio Online  

      Online Payday loans in Toledo Ohio is fast money and most companies offer instant cash up to $1500 in borrowers account. You don’t have to fill out various forms, show salary slips and other formalities.

    1. Online Payday Loans

      Payday Wichita is an online payday loans wichita ks company in Wichita. We provide cash advance loans with in 24 hours. Receive payday loans money up to $1000. Bad Credit Accepted. Apply Now to get instant cash after submitting your payday loans application and easilt get rid of emergency cash need.

  13. Feb 2017
    1. Outstanding student loan balances increased by $31 billion, and stood at $1.31 trillion as of December 31, 2016. 11.2% of aggregate student loan debt was 90+ days delinquent or in default in 2016Q42.
  14. Jan 2016

      Red Payday is the top-ended payday bc loans company of Canada. Get quick and hassle free payday loans without any faxing or delay. Open 24 hours.

  15. Feb 2014
    1. As long as the income was incoming, we were happy to trade funding our institutions with our money (tuition and endowment) for funding it with other people’s money (loans and grants.) And so long as college remained a source of cheap and effective job credentials, our new sources of support—students with loans, governments with research agendas—were happy to let us regard ourselves as priests instead of service workers.