the GI Bill provided a range of benefits to returning World War II veterans including low-cost mortgages job training and college tuition the implementation of these benefits was not Equitable across racial lines though the 00:04:36 legislation itself didn't explicitly differentiate benefits based on race in practice the distribution of its benefits was largely influenced by social and institutional racism the GI Bill worked in tandem with existing racially discriminating housing and 00:04:48 lending practices such as redlining and restrictive covenants which effectively excluded black veterans from enjoying the same opportunities for homeownership as their white counterparts redlining was a discriminatory practice where 00:05:00 lenders would designate neighborhoods with a high percentage of black people as high risk areas for mortgage lending these areas were often outlined in red on maps used by Banks and other lending institutions hence the term redlining 00:05:13 this led to a systemic denial of Home Loans or Insurance to People based on the racial or ethnic composition of their neighborhoods