51 Matching Annotations
  1. Last 7 days
  2. Jul 2020
  3. Jun 2020
    1. Services to Expats in India

      Looking for financial advice services for expats taxation in India? We have qualified advisers in India who can help and advise to expats.

    1. Services to SA Expats in the UK

      Looking for financial advice services for South African expats in UK? We have qualified advisers both here in UK and SA who can help and advise to SA expats.

    1. Services to SA Expats in the USA

      Looking for financial services for South African expats in USA? We have qualified advisers both here in the USA and back in SA who can help and advise

    1. Services to UK Expats in Australia

      If you're british expats in Australia and need good, reliable and credible cross border financial planning & UK expats tax advice, Alexander Beard Group can help you!

    1. Individual Financial Planning

      Alexander Beard Group - Financial advisor for individuals, we use a variety of approaches to ensure that your individual financial planning requirements are comprehensively met.

    1. We are an international financial and emigration services organisation

      Alexander Beard Group - International financial emigration services organisation, from life insurance, pensions to investment, we can help you in South Africa, USA, UK & France

  4. May 2020
  5. Apr 2020
  6. Feb 2020
    1. which they estimate to be $230,000 per year.

      There is some good discussion on HN about the realistic nature of this estimated expense and how it is not likely out-of-line with what it should be and may actually be quite reasonable.

      https://news.ycombinator.com/item?id=22317244

  7. Dec 2019
    1. More volatile underlying assets will translate to higher options premiums, because with volatility there is a greater probability that the options will end up in-the-money at expiration.

      That's interesting

    1. The option is European and can only be exercised at expiration.No dividends are paid out during the life of the option.Markets are efficient (i.e., market movements cannot be predicted).There are no transaction costs in buying the option.The risk-free rate and volatility of the underlying are known and constant.The returns on the underlying are normally distributed.

      Some of the assumptions underlying the Black-Scholes model. Do these limit its realism and predictive power?

  8. Sep 2019
  9. Jun 2019
    1. To keep recession away, the Federal Reserve lowered the Federal funds rate 11 times - from 6.5% in May 2000 to 1.75% in December 2001 - creating a flood of liquidity in the economy. Cheap money, once out of the bottle, always looks to be taken for a ride. It found easy prey in restless bankers—and even more restless borrowers who had no income, no job and no assets. These subprime borrowers wanted to realize their life's dream of acquiring a home. For them, holding the hands of a willing banker was a new ray of hope. More home loans, more home buyers, more appreciation in home prices. It wasn't long before things started to move just as the cheap money wanted them to.
  10. Apr 2019
  11. Nov 2018
    1. Medical groups, managed care organizations, or, most commonly, hospitals often find it attractive to support hospitalist programs. If hospitalists improve quality, shorten lengths of stay, and decrease costs while satisfying patients and other providers, the return on these organizations' investments in hospitalist programs is highly favorable. Over time, it will be critical that professional fee reimbursement rates be adjusted so that a sustainable hospitalist workload creates sufficient income to support a full salary.
  12. Aug 2017
    1. To conclude, the possibility of receiving a loan increases based on our experience. In some cases, we have even seen a drop in the interest rate. This results in more people receiving access to credit with a better interest rate thanks to increase of scoring model accuracy. We believe that designing systems from the start in discrimination-conscious way will reduce the risk of machine-learning algorithms introducing unintentional bias much like humans do. This should avoid the moral problem of discrimination. In addition, requiring drivers to pass an eye test discriminates against the blind, but eyesight is quite essential to safely drive a car. As the last exclusion is justified then loaning to people who are not creditworthy should be an acceptable exclusion as well.
    2. big data scoring credit score financial inclusion

    1. real interest rates are determined by a wide range of economic factors, including prospects for economic growth—not by the Fed.

      Real interest rate = interest rate - inflation

  13. May 2017
  14. Jan 2016
  15. Oct 2015
    1. A ‘Financial Katrina’ is unfolding, which conveniently (for the developers) threatens to wipe out low-income neighbourhoods on potentially high-value land in many inner-city areas far more effectively and speedily than could be achieved through emi-nent domain.

      unplanned change that will allow the government to overcome initial resistance