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What kind of capitalism are we talking about?

We are starting to see critical thinking and discussion around "hard" but necessary truths. These truths center around complicated concepts, controlled by politicians, MSM and others who would rather not have this discussion. America's general population seems lost, gorging on the dumb-down need to know culture (those that have and can dictate what the rest need to know) and group think, herd mentality.

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Important information for students

Tani, M., Cheng, Z., Mendolia, S., Paloyo, A. R., & Savage, D. (2020). Working Parents, Financial Insecurity, and Child-​Care: Mental Health in the Time of COVID-19. IZA Discussion Paper, 13588.

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Great quote.

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This is a fascinating theory. I wonder how well it plays out for evidence?

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There is some good discussion on HN about the realistic nature of this estimated expense and how it is not likely out-of-line with what it should be and may actually be quite reasonable.

https://news.ycombinator.com/item?id=22317244

That's interesting

Some of the assumptions underlying the Black-Scholes model. Do these limit its realism and predictive power?

Financial crisis? Only 10 years ago?

credit scoring based on phone use and telco data

Branch Financial inclusion mobile banking credit Matt Flannery

financial inclusion startup