- Jun 2021
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www.washingtonpost.com www.washingtonpost.com
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Bahrampour, T. (n.d.). For those who lost loved ones to covid, there is no return to normal. Washington Post. Retrieved June 9, 2021, from https://www.washingtonpost.com/local/social-issues/covid-widows-reopening/2021/06/07/7a55f9e6-c3bc-11eb-8c18-fd53a628b992_story.html
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www.migrationencounters.org www.migrationencounters.org
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Mike: Because this is the reason that I moved, my dad was telling me that rent was one thing, but he was just telling the landlord that he knew to charge me extra. He was telling me it was 3,500, but the landlord was keeping 2,500 and giving him 1,000 of it. And I had found out, because the own landlord lady told me, and I had to move and I had to lose my job.
Return to Mexico, Challenges, Economic well being
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Mike: Sometimes you'd go to school, sometimes you wouldn't. It just depended on if you had money or if there was food on the table. But I got used to it. There's just only so much crying you could do basically until you're like, "You know what? You just got to have that solid heart so nothing can hurt you."
Time in the US, Family, Jobs
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- May 2021
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blogs.bmj.com blogs.bmj.com
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Covid-19: We must put in place a financial plan of action for achieving vaccine equity—The BMJ. (n.d.). Retrieved May 20, 2021, from https://blogs.bmj.com/bmj/2021/05/19/covid-19-we-must-put-in-place-a-financial-plan-of-action-for-achieving-vaccine-equity/#disqus_thread
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psyarxiv.com psyarxiv.com
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Jiang, Y., Zilioli, S., Balzarini, R. N., Zoppolat, G., & Slatcher, R. B. (2021). Education, Financial Stress, and Trajectory of Mental Health During the COVID-19 Pandemic. PsyArXiv. https://doi.org/10.31234/osf.io/tvry4
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www.psychologicalscience.org www.psychologicalscience.org
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Older Adults Maintain Emotional Advantage Amid COVID-19. (n.d.). Association for Psychological Science - APS. Retrieved 24 February 2021, from https://www.psychologicalscience.org/publications/observer/obsonline/older-emotional-advantage.html
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www.pnas.org www.pnas.org
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Conley, D., & Johnson, T. (2021). Opinion: Past is future for the era of COVID-19 research in the social sciences. Proceedings of the National Academy of Sciences, 118(13). https://doi.org/10.1073/pnas.2104155118
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- Apr 2021
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www.usatoday.com www.usatoday.com
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Roy, B., & Forman, H. P. (2021, April 7). Doctors: Essential workers should get two days of paid leave for COVID vaccine side effects. USA TODAY. https://eu.usatoday.com/in-depth/opinion/2021/04/07/essential-workers-paid-leave-covid-vaccine-side-effects-column/4816014001/
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- Mar 2021
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www.washingtonpost.com www.washingtonpost.com
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Long, Heather. ‘Millions of Americans Are Heading into the Holidays Unemployed and over $5,000 behind on Rent’. Washington Post. Accessed 26 February 2021. https://www.washingtonpost.com/business/2020/12/07/unemployed-debt-rent-utilities/.
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www.forbes.com www.forbes.com
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The urgent argument for turning any company into a software company is the growing availability of data, both inside and outside the enterprise. Specifically, the implications of so-called “big data”—the aggregation and analysis of massive data sets, especially mobile
Every company is described by a set of data, financial and other operational metrics, next to message exchange and paper documents. What else we find that contributes to the simulacrum of an economic narrative will undeniably be constrained by the constitutive forces of its source data.
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www.eventbrite.it www.eventbrite.it
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PANDEMIC SHOCKS, FINANCIAL INSTITUTIONS, MARKETS AND BEHAVIOURS Tickets, Tue, Dec 15 2020 at 17:00 | Eventbrite. (n.d.). Retrieved March 5, 2021, from https://www.eventbrite.it/e/biglietti-pandemic-shocks-financial-institutions-markets-and-behaviours-131361717433?utm-medium=discovery&utm-campaign=social&utm-content=attendeeshare&aff=estw&utm-source=tw&utm-term=listing#
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psyarxiv.com psyarxiv.com
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Peris, T. A., & Ehrenreich-May, J. (2021). The Parents are Not Alright: A Call for Parental Mental Health Screening During the COVID-19 Pandemic. PsyArXiv. https://doi.org/10.31234/osf.io/xzf2c
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- Feb 2021
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twitter.com twitter.com
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ReconfigBehSci on Twitter: ‘RT @DrBrookeRogers: Universities and colleges face Covid funding shortfalls https://t.co/v2s0dVETBa’ / Twitter. (n.d.). Retrieved 24 February 2021, from https://twitter.com/SciBeh/status/1323575049425768448
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www.bbc.co.uk www.bbc.co.uk
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Universities and colleges face Covid funding shortfalls. (2020, November 3). BBC News. https://www.bbc.com/news/education-54780790
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consortiumnews.com consortiumnews.com
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And essentially, we became what’s called a rent-seeking economy, not a productive economy. So, when people in Washington talk about American capitalism versus Chinese socialism this is confusing the issue. What kind of capitalism are we talking about?
What kind of capitalism are we talking about?
We are starting to see critical thinking and discussion around "hard" but necessary truths. These truths center around complicated concepts, controlled by politicians, MSM and others who would rather not have this discussion. America's general population seems lost, gorging on the dumb-down need to know culture (those that have and can dictate what the rest need to know) and group think, herd mentality.
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Thacker, P. D. (2020). Conflicts of interest among the UK government’s covid-19 advisers. BMJ, 371, m4716. https://doi.org/10.1136/bmj.m4716
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psyarxiv.com psyarxiv.com
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Sinclair, A. H., Hakimi, S., Stanley, M., Adcock, R. A., & Samanez-Larkin, G. (2021). Pairing Facts with Imagined Consequences Improves Pandemic-Related Risk Perception. PsyArXiv. https://doi.org/10.31234/osf.io/53a9f
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Stokel-Walker, C. (2021). Covid-19: Why test and trace will fail without support for self-isolation. BMJ, 372, n327. https://doi.org/10.1136/bmj.n327
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Abbasi, K. (2020). Covid-19: Politicisation, “corruption,” and suppression of science. BMJ, 371, m4425. https://doi.org/10.1136/bmj.m4425
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Considering Canonical has pulled resources from this project, the path for continued third-party development of Unity will not be easy. It is my hope that they are successful and can become another shining example of the power of forking, like the MATE project.
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- Jan 2021
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covid-19.iza.org covid-19.iza.org
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Beland. L. P., Brodeur., A. Haddad. J., Mikola. D. (2020) COVID-19, Family Stress and Domestic Violence: Remote Work, Isolation and Bargaining Power. Institute of Labor Economics. Retrieved from: https://covid-19.iza.org/publications/dp13332/
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- Dec 2020
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psyarxiv.com psyarxiv.com
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Wiwad, D., Mercier, B., Piff, P. K., Shariff, A., & Aknin, L. (2020). Recognizing the Impact of Covid-19 on the Poor Alters Attitudes Towards Poverty and Inequality. PsyArXiv. https://doi.org/10.31234/osf.io/geyt4
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psyarxiv.com psyarxiv.com
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Długosz, P., & Kryvachuk, L. (2020). Neurotic generation of Covid-19 in Eastern Europe. PsyArXiv. https://doi.org/10.31234/osf.io/mwhzk
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- Oct 2020
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arxiv.org arxiv.org
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Brañas-Garza, P., Jorrat, D., Espín, A. M., & Sánchez, A. (2020). Paid and hypothetical time preferences are the same: Lab, field and online evidence. ArXiv:2010.09262 [Physics]. http://arxiv.org/abs/2010.09262
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www.nbcnews.com www.nbcnews.com
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8 million Americans slipped into poverty amid coronavirus pandemic, new study says. (n.d.). NBC News. Retrieved October 20, 2020 from https://www.nbcnews.com/news/us-news/8-million-americans-slipped-poverty-amid-coronavirus-pandemic-new-study-n1243762?cid=sm_npd_nn_tw_ma
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www.brooklyn.cuny.edu www.brooklyn.cuny.eduHome1
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Student Emergency Assistance Fund
Important information for students
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covid-19.iza.org covid-19.iza.org
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Tani, M., Cheng, Z., Mendolia, S., Paloyo, A. R., & Savage, D. (2020). Working Parents, Financial Insecurity, and Child-Care: Mental Health in the Time of COVID-19. IZA Discussion Paper, 13588.
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www.nature.com www.nature.com
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Australian research gets billion-dollar boost in sweeping stimulus budget. (2020). Nature. Retrieved October 09, 2020, from https://www.nature.com/articles/d41586-020-02835-y?utm_source=twt_nnc&utm_medium=social&utm_campaign=naturenews
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twitter.com twitter.com
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Chris Reid on Twitter. (n.d.). Twitter. Retrieved October 9, 2020, from https://twitter.com/ChrisReidDesign/status/1313540343908970496
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www.counterpunch.org www.counterpunch.org
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As Matt Taibbi observed way back in 2009 in the midst of the previous bailout, “By creating an urgent crisis that can only be solved by those fluent in a language too complex for ordinary people to understand, the Wall Street crowd has turned the vast majority of Americans into non-participants in their own political future. There is a reason it used to be a crime in the Confederate states to teach a slave to read: Literacy is power. In the age of CDS [credit-default swap] and CDO [collateralized-debt obligation], most of us are financial illiterates. By making an already too-complex economy even more complex, Wall Street has used the [2008] crisis to effect a historic, revolutionary change in our political system – transforming a democracy into a two-tiered state, one with plugged-in financial bureaucrats above and clueless customers below.” [10]
Great quote.
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covid-19.iza.org covid-19.iza.org
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IZA – Institute of Labor Economics. ‘COVID-19 and the Labor Market’. Accessed 6 October 2020. https://covid-19.iza.org/publications/dp13720/.
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covid-19.iza.org covid-19.iza.org
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IZA – Institute of Labor Economics. ‘COVID-19 and the Labor Market’. Accessed 6 October 2020. https://covid-19.iza.org/publications/dp13644/.
Tags
- low-income urban
- childcare responsibility
- educational burden
- Pell Grant
- drop a course
- New York
- financial distress
- unemployment benefit
- lang:en
- financial burden
- online classes
- personal burden
- internet
- student survey
- is:report
- emergency relief grant
- CARES Act
- stress
- college students
- COVID-19
Annotators
URL
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- Sep 2020
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psyarxiv.com psyarxiv.com
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Rogers, S., & Cruickshank, T. (2020). Change in mental health during highly restrictive lockdown in the COVID-19 pandemic: Evidence from Australia. https://doi.org/10.31234/osf.io/zutav
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www.nature.com www.nature.com
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Melnikoff, D. E., & Strohminger, N. (2020). The automatic influence of advocacy on lawyers and novices. Nature Human Behaviour, 1–7. https://doi.org/10.1038/s41562-020-00943-3
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twitter.com twitter.com
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Jason Furman on Twitter. (n.d.). Twitter. Retrieved September 7, 2020, from https://twitter.com/jasonfurman/status/1301871401226338305
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www.nytimes.com www.nytimes.com
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Casselman, B. (2020, September 1). Small-Business Failures Loom as Federal Aid Dries Up. The New York Times. https://www.nytimes.com/2020/09/01/business/economy/small-businesses-coronavirus.html
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en.wikipedia.org en.wikipedia.org
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Hanna Rosin of The Atlantic argues that prosperity theology contributed to the housing bubble that caused the late-2000s financial crisis. She maintains that prosperity churches heavily emphasized home ownership based on reliance on divine financial intervention that led to unwise choices based on actual financial ability.[36]
This is a fascinating theory. I wonder how well it plays out for evidence?
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- Aug 2020
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blogs.bmj.com blogs.bmj.com
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Covid-19 has decimated independent U.S. primary care practices—How should policymakers and payers respond? (2020, July 2). The BMJ. https://blogs.bmj.com/bmj/2020/07/02/covid-19-has-decimated-independent-u-s-primary-care-practices-how-should-policymakers-and-payers-respond/
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Economist Paul Krugman on fallout of states reopening too soon. (n.d.). MSNBC.Com. Retrieved June 29, 2020, from https://www.msnbc.com/am-joy/watch/coronavirus-spikes-in-state-reopening-early-discussed-by-krugman-86165573604
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www.nber.org www.nber.org
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Fahlenbrach, R., Rageth, K., & Stulz, R. M. (2020). How Valuable is Financial Flexibility when Revenue Stops? Evidence from the COVID-19 Crisis (Working Paper No. 27106; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27106
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www.nber.org www.nber.org
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Bordo, M. D., Levin, A. T., & Levy, M. D. (2020). Incorporating Scenario Analysis into the Federal Reserve’s Policy Strategy and Communications (Working Paper No. 27369; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27369
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www.nber.org www.nber.org
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Aizenman, Joshua, Yothin Jinjarak, Donghyun Park, and Huanhuan Zheng. ‘Good-Bye Original Sin, Hello Risk On-Off, Financial Fragility, and Crises?’ National Bureau of Economic Research Working Paper Series, 23 April 2020. https://www.nber.org/papers/w27030.
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www.nber.org www.nber.org
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Hong, H., Wang, N., & Yang, J. (2020). Implications of Stochastic Transmission Rates for Managing Pandemic Risks (Working Paper No. 27218; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27218
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www.nber.org www.nber.org
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Baker, S. R., Farrokhnia, R. A., Meyer, S., Pagel, M., & Yannelis, C. (2020). How Does Household Spending Respond to an Epidemic? Consumption During the 2020 COVID-19 Pandemic (Working Paper No. 26949; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w26949
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Mitchell, O. S. (2020). Building Better Retirement Systems in the Wake of the Global Pandemic (Working Paper No. 27261; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27261
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covid-19.iza.org covid-19.iza.org
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Modelling the Distributional Impact of the COVID-19 Crisis. COVID-19 and the Labor Market. (n.d.). IZA – Institute of Labor Economics. Retrieved August 5, 2020, from https://covid-19.iza.org/publications/dp13235/
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covid-19.iza.org covid-19.iza.org
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Social Stability Challenged: Pandemics, Inequality and Policy Responses. COVID-19 and the Labor Market. (n.d.). IZA – Institute of Labor Economics. Retrieved August 5, 2020, from https://covid-19.iza.org/publications/dp13249/
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www.nber.org www.nber.org
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Sims, E. R., & Wu, J. C. (2020). Wall Street vs. Main Street QE (Working Paper No. 27295; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27295
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- Jul 2020
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www.nber.org www.nber.org
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Granja, J., Makridis, C., Yannelis, C., & Zwick, E. (2020). Did the Paycheck Protection Program Hit the Target? (Working Paper No. 27095; Working Paper Series). National Bureau of Economic Research. https://doi.org/10.3386/w27095
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www.nature.com www.nature.com
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Kwon, Diana. ‘How Scientific Societies Are Weathering the Pandemic’s Financial Storm’. Nature 583, no. 7816 (13 July 2020): 345–345. https://doi.org/10.1038/d41586-020-01553-9.
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Frimpong, J. A., & Helleringer, S. (2020). Financial Incentives for Downloading COVID–19 Digital Contact Tracing Apps [Preprint]. SocArXiv. https://doi.org/10.31235/osf.io/9vp7x
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Deutsche Post reports strong results, to pay staff bonus. (2020, July 8). CNBC. https://www.cnbc.com/2020/07/08/deutsche-post-reports-strong-results-to-pay-staff-bonus.html
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www.marketplace.org www.marketplace.org
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In Tulsa, evictions were a crisis even before the pandemic. (2020, June 19). Marketplace. https://www.marketplace.org/2020/06/19/tulsa-evictions-were-crisis-before-pandemic/
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- Jun 2020
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Services to Expats in India
Looking for financial advice services for expats taxation in India? We have qualified advisers in India who can help and advise to expats.
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URL
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www.abg.net www.abg.net
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Services to SA Expats in the UK
Looking for financial advice services for South African expats in UK? We have qualified advisers both here in UK and SA who can help and advise to SA expats.
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URL
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www.abg.net www.abg.net
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Services to SA Expats in the USA
Looking for financial services for South African expats in USA? We have qualified advisers both here in the USA and back in SA who can help and advise
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URL
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Services to UK Expats in Australia
If you're british expats in Australia and need good, reliable and credible cross border financial planning & UK expats tax advice, Alexander Beard Group can help you!
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URL
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Individual Financial Planning
Alexander Beard Group - Financial advisor for individuals, we use a variety of approaches to ensure that your individual financial planning requirements are comprehensively met.
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We are an international financial and emigration services organisation
Alexander Beard Group - International financial emigration services organisation, from life insurance, pensions to investment, we can help you in South Africa, USA, UK & France
Tags
Annotators
URL
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www.nature.com www.nature.com
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Pettifor, A. (2020). Rebuild the ramshackle global financial system. Nature. https://doi.org/10.1038/d41586-020-01507-1
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iopscience.iop.org iopscience.iop.org
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Parisi, F., Squartini, T., & Garlaschelli, D. (2020). A faster horse on a safer trail: Generalized inference for the efficient reconstruction of weighted networks. New Journal of Physics, 22(5), 053053. https://doi.org/10.1088/1367-2630/ab74a7
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- May 2020
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twitter.com twitter.com
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Mark Shapiro MD on Twitter: “A poll for #MedTwitter Do you have media appearances, #SoMe activity, writing in forward facing magazines/websites included in your professional contract as a promotion lever or financial incentive?” / Twitter. (n.d.). Twitter. Retrieved May 29, 2020, from https://twitter.com/etsshow/status/1265855571812478977
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psyarxiv.com psyarxiv.com
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Hanel, P. H. P. (2020). Conducting High Impact Research With Limited Financial Resources (While Working From Home) [Preprint]. PsyArXiv. https://doi.org/10.31234/osf.io/s3fcu
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www.covidcrisislab.unibocconi.eu www.covidcrisislab.unibocconi.euAbout us1
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About us. (n.d.). Retrieved May 5, 2020, from /wps/wcm/connect/Site/CovidCrisisLab/Home/About+us
Tags
- policy
- population
- analysis
- lang:en
- financial
- laboratory
- research
- crisis
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- implication
- is:webpage
- society
- economy
- legal
- lab
- health
- healthcare
- COVID-19
Annotators
URL
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www.thelancet.com www.thelancet.com
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Horton, R. (2020). Offline: Independent science advice for COVID-19—at last. The Lancet, 395(10235), 1472. https://doi.org/10.1016/S0140-6736(20)31098-9
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fivethirtyeight.com fivethirtyeight.com
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Herring, C. (2020, May 11). This Part-Time Consultant And Uber Driver Navigated Through Filing For Unemployment. FiveThirtyEight. https://fivethirtyeight.com/features/this-part-time-consultant-and-uber-driver-navigated-through-filing-for-unemployment/
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jamanetwork.com jamanetwork.com
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Khullar, D., Bond, A. M., & Schpero, W. L. (2020). COVID-19 and the Financial Health of US Hospitals. JAMA. https://doi.org/10.1001/jama.2020.6269
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Dunn, C. G., Kenney, E., Fleischhacker, S. E., & Bleich, S. N. (2020). Feeding Low-Income Children during the Covid-19 Pandemic. New England Journal of Medicine, 382(18), e40. https://doi.org/10.1056/NEJMp2005638
Tags
- psychological distress
- funding
- National School Lunch Program
- School Breakfast Program
- solution
- transmission reduction
- health effect
- low-income
- is:article
- adaptation
- lang:en
- federal nutrition
- USA
- access
- risk of infection
- children
- food insecurity
- financial assistance
- social distancing
- federal aid
- food
- government
- COVID-19
Annotators
URL
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psyarxiv.com psyarxiv.com
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Trueblood, J., Sussman, A., O'Leary, D., & Holmes, W. (2020, April 21). A Tale of Two Crises: Financial Fragility and Beliefs about the Spread of COVID-19. https://doi.org/10.31234/osf.io/xfrz3
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www.thelancet.com www.thelancet.com
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Kalu, B. (2020). COVID-19 in Nigeria: A disease of hunger. The Lancet Respiratory Medicine, S2213260020302204. https://doi.org/10.1016/S2213-2600(20)30220-4
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What Happens Next? COVID-19 Futures, Explained With Playable Simulations. (n.d.). What Happens Next? COVID-19 Futures, Explained With Playable Simulations. Retrieved May 4, 2020, from https://ncase.me/covid-19/
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psyarxiv.com psyarxiv.com
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Barrafrem, K., Västfjäll, D., & Tinghög, G. (2020, April 30). Financial well-being, COVID-19, and the financial better-than-average-effect. Retrieved from psyarxiv.com/tkuaf
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- Apr 2020
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psyarxiv.com psyarxiv.com
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Derks, K., de swart, j., van Batenburg, P., Wagenmakers, E., & wetzels, r. (2020, April 28). Priors in a Bayesian Audit: How Integration of Existing Information into the Prior Distribution Can Increase Transparency, Efficiency, and Quality. Retrieved from psyarxiv.com/8fhkp
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intelligence.weforum.org intelligence.weforum.org
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Forum, W. E. (n.d.). Strategic Intelligence | World Economic Forum. Stategic Intelligence. Retrieved April 24, 2020, from https://intelligence.weforum.org
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Wagner, A. F. (2020). What the stock market tells us about the post-COVID-19 world. Nature Human Behaviour, 1–1. https://doi.org/10.1038/s41562-020-0869-y
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papers.ssrn.com papers.ssrn.com
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Ramelli, S., & Wagner, A. F. (2020). Feverish Stock Price Reactions to COVID-19 (SSRN Scholarly Paper ID 3550274). Social Science Research Network. https://doi.org/10.2139/ssrn.3550274
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www.unitedgmh.org www.unitedgmh.org
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United for Global Mental Health. (n.d.). United for Global Mental Health. Retrieved April 17, 2020, from https://www.unitedgmh.org/news/newwebinarseriescovid19
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- Feb 2020
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blog.engrxiv.org blog.engrxiv.org
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which they estimate to be $230,000 per year.
There is some good discussion on HN about the realistic nature of this estimated expense and how it is not likely out-of-line with what it should be and may actually be quite reasonable.
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- Dec 2019
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www.investopedia.com www.investopedia.com
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More volatile underlying assets will translate to higher options premiums, because with volatility there is a greater probability that the options will end up in-the-money at expiration.
That's interesting
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www.investopedia.com www.investopedia.com
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The option is European and can only be exercised at expiration.No dividends are paid out during the life of the option.Markets are efficient (i.e., market movements cannot be predicted).There are no transaction costs in buying the option.The risk-free rate and volatility of the underlying are known and constant.The returns on the underlying are normally distributed.
Some of the assumptions underlying the Black-Scholes model. Do these limit its realism and predictive power?
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- Sep 2019
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www.freitag.de www.freitag.de
- Jun 2019
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www.investopedia.com www.investopedia.com
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To keep recession away, the Federal Reserve lowered the Federal funds rate 11 times - from 6.5% in May 2000 to 1.75% in December 2001 - creating a flood of liquidity in the economy. Cheap money, once out of the bottle, always looks to be taken for a ride. It found easy prey in restless bankers—and even more restless borrowers who had no income, no job and no assets. These subprime borrowers wanted to realize their life's dream of acquiring a home. For them, holding the hands of a willing banker was a new ray of hope. More home loans, more home buyers, more appreciation in home prices. It wasn't long before things started to move just as the cheap money wanted them to.
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- Apr 2019
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marketurbanism.com marketurbanism.com
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A home provides stability and financial predictability
Financial crisis? Only 10 years ago?
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- Nov 2018
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jamanetwork-com.ezp-prod1.hul.harvard.edu jamanetwork-com.ezp-prod1.hul.harvard.edu
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Medical groups, managed care organizations, or, most commonly, hospitals often find it attractive to support hospitalist programs. If hospitalists improve quality, shorten lengths of stay, and decrease costs while satisfying patients and other providers, the return on these organizations' investments in hospitalist programs is highly favorable. Over time, it will be critical that professional fee reimbursement rates be adjusted so that a sustainable hospitalist workload creates sufficient income to support a full salary.
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- Aug 2017
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cignifi.com cignifi.com
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credit scoring based on phone use and telco data
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www.siliconrepublic.com www.siliconrepublic.com
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Branch Financial inclusion mobile banking credit Matt Flannery
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www.lenddo.com www.lenddo.com
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financial inclusion startup
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www.americanbanker.com www.americanbanker.com
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bigdatascoring.com bigdatascoring.com
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To conclude, the possibility of receiving a loan increases based on our experience. In some cases, we have even seen a drop in the interest rate. This results in more people receiving access to credit with a better interest rate thanks to increase of scoring model accuracy. We believe that designing systems from the start in discrimination-conscious way will reduce the risk of machine-learning algorithms introducing unintentional bias much like humans do. This should avoid the moral problem of discrimination. In addition, requiring drivers to pass an eye test discriminates against the blind, but eyesight is quite essential to safely drive a car. As the last exclusion is justified then loaning to people who are not creditworthy should be an acceptable exclusion as well.
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big data scoring credit score financial inclusion
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www.brookings.edu www.brookings.edu
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